1100 Culpepper St, Norfolk, VA 23523 Property Records

Norfolk City property record for 1100 Culpepper St, Norfolk, VA 23523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,271 sqft · built 1974
Lot Size	0.133 acres (5,802 sqft)
Owner	Individual Name on Record
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Mar 2008 Mortgage + 2 more
APN	`20079400`

Property Details

APN / Parcel Number

Primary APN	`20079400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,271 sqft Living Area
Attic	Attic
Attic Area	360 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,802 sqft (0.133 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1100 CULPEPPER ST
City	NORFOLK
State	VA
Zip	23523-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDMU2
Legal Description	PARCEL 5-B-4
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2024
Census Tract	5000

Owner

Source: Norfolk City records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1100 CULPEPPER ST, NORFOLK, VA 23523-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2005	Deed of Trust, Mortgage · ARM MORTGAGE LENDERS NETWORK USA INC
Mar 4, 2008	Deed of Trust, Mortgage · FHA Mortgage NUMERICA MORTGAGE LLC
Feb 8, 2007	Deed of Trust, Mortgage · ARM COUNTRYWIDE HOME LOANS INC
Apr 13, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000006788
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1100 CULPEPPER ST, NORFOLK, VA 23523-1321
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050029153
Date	Jul 25, 2005
Instrument	050029153

Lender

Name	MORTGAGE LENDERS NETWORK USA INC
Type	Subprime Lender
Address	MIDDLETOWN, CT 06457

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.3%
Type Change Date	Aug 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.3%
Max Rate At Change	10.3%
Index	6-Month LIBOR
Max Rate	13.3%

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1100 CULPEPPER ST, NORFOLK, VA 23523-1321
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TRANS CONTINENTAL TITLE, TRANSCONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080006435
Date	Mar 4, 2008
Instrument	080006435

Lender

Name	NUMERICA MORTGAGE LLC
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2038

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1100 CULPEPPER ST, NORFOLK, VA 23523-1321
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070005691
Date	Feb 8, 2007
Instrument	070005691

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.12%
Type Change Date	Feb 1, 2009
Change Frequency	6 Months
Min Rate At Change	9.12%
Max Rate At Change	10.6%
Index	6-Month LIBOR
Max Rate	16.1%

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Apr 13, 2026
Property Address	1100 CULPEPPER ST, NORFOLK, VA 23523-1321
Document Number	0000006788
Instrument Date	Apr 10, 2026
Instrument	20266788
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 CULPEPPER ST, NORFOLK, VA 23523-1321

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,722.00 (+10.97%)	$221,300 (+12.74%) Land $60,500 Building $160,800	$221,300 (+12.74%) Land $60,500 Building $160,800
2023	$2,453.00	$196,300 Land $60,500 Building $135,800	$196,300 Land $60,500 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1999–2020)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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