Oldham County property record for 1100 Cedar Trce, La Grange, KY 40031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,089 sqft · built 2001 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Sep 2026) |
| Tax Bill | $3,482 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-43J-00-93 |
| Primary APN | 38-43J-00-93 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,089 sqft Living Area |
| Basement Area | 994 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 16,771 sqft (0.385 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 64383 |
|---|---|
| Street Address | 1100 CEDAR TRCE |
| City | LA GRANGE |
| State | KY |
| Zip | 40031-7938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .385 AC LOT |
| Legal Subdivision | SPRINGHOUSE ESTATES |
| Legal Block | SEC 3 |
| Legal Lot Number | 93 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30200 |
Source: Oldham County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1100 CEDAR TRCE, LA GRANGE, KY 40031-7938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Sep 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jul 13, 2020 | Deed, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Sep 5, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on Record |
| Deed Sale | Sep 28, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2020 · Amount on Record |
| Deed Document Number | 2026957631 |
| Deed Book / Page | 1454 / 258 |
| Prior Transfer Date | Sep 23, 2026 |
| Prior Transfer Doc | 0000957631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 28, 2026 |
| Property Address | 1100 CEDAR TRCE, LA GRANGE, KY 40031-7938 |
| Document Number | 0000957631 |
| Book / Page | 1454 / 258 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 2026957631 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | VISTA TITLE INC, VISTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,269.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 CEDAR TRCE, LA GRANGE, KY 40031-7938 |
| Document Number | 0000957875, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 2026957875 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1100 CEDAR TRCE, LA GRANGE, KY 40031-7938 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1100 CEDAR TRCE, LA GRANGE, KY 40031-7938 |
| Document Number | 0M2602/939 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | M2602/939 |
| Instrument | 707589 |
| Name | LOANCARE LLC |
|---|---|
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jul 13, 2020 |
| Property Address | 1100 CEDAR TRCE, LA GRANGE, KY 40031-7938 |
| Document Number | D1253/257 |
| Book / Page | D1253 / 257 |
| Map Reference | MB 05 PG 135 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 582874 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13612 MEADOW VISTA CT, 13612, LOUISVILLE, KY 40299-8379 |
| Name | Verified Name |
|---|---|
| Address | 1100 CEDAR TRCE, LA GRANGE, KY 40031-7938 |
| Document Number | 582875 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 582875 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1100 CEDAR TRCE, LA GRANGE, KY 40031-7938 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Name | Verified Name |
|---|
| Document Number | M2380/0198 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | M2380/0198 |
| Instrument | 560158 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 20, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1100 CEDAR TRCE, LA GRANGE, KY 40031-7938 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | M2320/0039 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | M2320/0039 |
| Instrument | 543261 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | LA GRANGE, KY 40031 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2033 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | La Grange City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,482.00 (-0.8%) | $279,000 (-) Land $45,000 Building $234,000 | $279,000 (-) Land $45,000 Building $234,000 |
| 2023 | $3,510.00 | $279,000 Land $45,000 Building $234,000 | $279,000 Land $45,000 Building $234,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481 |
|---|---|
| Water Source | Purchased groundwater from OLDHAM COUNTY WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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