110 Wise St, Bradford, OH 45308 Property Records

Darke County property record for 110 Wise St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1972
Lot Size	0.318 acres (13,870 sqft)
Owner	Individual Name on Record
Tax Bill	$907 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A04-2-409-21-01-06-11700`

Property Details

APN / Parcel Number

Primary APN	`A04-2-409-21-01-06-11700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	3,072 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	13,870 sqft (0.318 acres)
Lot Dimensions	190 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	110 WISE ST
City	BRADFORD
State	OH
Zip	45308-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARTIAL REPLAT FAIRVIEW ADDN WHOLE LOT 454
Legal Subdivision	PARTIAL REPLAT FAIRVIEW ADDN
Legal Lot Number	454
Jurisdiction	DARKE OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3008
Census Tract	540100

Owner

Source: Darke County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 WISE ST, BRADFORD, OH 45308-1056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 31, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Jul 2, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 14, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Mar 25, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 1993
Deed Sale	May 28, 1993
Prior Sale	Mar 19, 1993
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Recording Date	Aug 13, 2026
Property Address	110 WISE ST, BRADFORD, OH 45308-1056
Document Number	0000004713
Book / Page	581 / 5605
Instrument Date	Jul 17, 2026
Instrument	20264713
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WISE ST, BRADFORD, OH 45308-1056

Mortgage

Document Number	0000004713,
Date	Aug 13, 2026
Book Page	581/5605
Instrument	20264713

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	110 WISE ST, BRADFORD, OH 45308-1056
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WISE ST, BRADFORD, OH 45308-1056

Mortgage

Document Number	00556/1348
Date	May 31, 2022
Book Page	556/1348
Instrument	202200003336

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Mar 25, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	110 WISE ST, BRADFORD, OH 45308-1056
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00553/5382
Date	Feb 7, 2022
Book Page	553/5382
Instrument	202200000685

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	110 WISE ST, BRADFORD, OH 45308-1056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	518/2472
Date	Jul 2, 2018
Book Page	518/2472
Instrument	201800003799

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	110 WISE ST, BRADFORD, OH 45308-1056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	539/3135
Date	Jul 14, 2020
Book Page	539/3135
Instrument	202000004439

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARKE OH
Recording Date	Mar 25, 2020
Property Address	110 WISE ST, BRADFORD, OH 45308-1056
Document Number	00535/3314
Book / Page	535 / 3314
Map Reference	VOL 8 PG 233
Instrument Date	Mar 17, 2020
Instrument	202000001733
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WISE ST, BRADFORD, OH 45308-1056

Tax Assessment & Valuation

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Adams Township
Municipality	Bradford Village
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 (-12.7%) Homeowner's exemption	$28,320 (-) Land $3,340 Building $24,980	$80,920 (-) Land $9,550 Building $71,370
2023	$1,039.00 Homeowner's exemption	$28,320 Land $3,340 Building $24,980	$80,920 Land $9,550 Building $71,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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