110 Windward Dr, Moneta, VA 24121 Property Records

Franklin County property record for 110 Windward Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,440 sqft · built 1990
Lot Size	0.464 acres (20,212 sqft)
Owner	Company Name on Record
Last Sale	$1,075,000 (Sep 2021)
Tax Bill	$4,263 (2025)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031 03-019 00`

Property Details

APN / Parcel Number

Primary APN	`031 03-019 00`
Alternative APN	`7699`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,440 sqft Living Area
Gross Area	4,738 sqft
1st Floor Area	2,296 sqft
Basement Area	2,296 sqft
Finished Basement	1,722 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,212 sqft (0.464 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	916 sqft
Deck Area	772 sqft
Patio Area	60 sqft
Storage Building	66 sqft
Boat Access	Boat Access
Boat House	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7699
Street Address	110 WINDWARD DR
City	MONETA
State	VA
Zip	24121-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT LOT 17 SECTION 2
Legal Subdivision	THE WATER FRON
Legal Lot Number	17
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	275 ANCHOR DR, MONETA, VA 24121-2238
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed, Transfer · Line of Credit CNB BANK
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	20218664
Deed Book / Page	1170 / 1160
Prior Transfer Date	Feb 10, 2004
Prior Transfer Doc	00098401410
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 15, 2021
Property Address	110 WINDWARD DR, MONETA, VA 24121-2320
Document Number	0011701160
Book / Page	1170 / 1160
Map Reference	MB 7 PG 147-150
Instrument Date	Sep 15, 2021
Instrument	210008664
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 ANCHOR DR, MONETA, VA 24121-2238

Mortgage

Document Number	210008665
Date	Sep 15, 2021
Instrument	210008665

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	110 WINDWARD DR, MONETA, VA 24121-2320
Document Number	0011232552
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WINDWARD DR MONETA VA 241212320, MONETA, VA 24121-2320

Mortgage

Document Number	0011232552
Date	Jul 1, 2019
Book Page	001123/002552
Instrument	3875

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,263.00 (+0.88%)	$991,400 (+43.08%) Land $250,000 Building $741,400	$991,400 (+43.08%) Land $250,000 Building $741,400
2023	$4,226.00	$692,900 (-) Land $245,000 Building $447,900	$692,900 (-) Land $245,000 Building $447,900
2022		$692,900 Land $245,000 Building $447,900	$692,900 Land $245,000 Building $447,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windward Dr

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