110 Willow St, Clover, SC 29710 Property Records

York County property record for 110 Willow St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,133 sqft
Lot Size	0.655 acres (28,513 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2022)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`010-04-05-010`

Property Details

APN / Parcel Number

Primary APN	`010-04-05-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,133 sqft Living Area
Gross Area	1,257 sqft
1st Floor Area	1,133 sqft

Exterior

Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Lot Area	28,513 sqft (0.655 acres)
Porch	Slab
Porch Area	160 sqft

Location & Zoning

Street Address	110 WILLOW ST
City	CLOVER
State	SC
Zip	29710-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW ST LOT 322
Legal Lot Number	322
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3024
Census Tract	61802

Owner

110 Willow St is owned and occupied by an individual who bought it in December 2022.

Source: York County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	110 WILLOW ST, CLOVER, SC 29710-1515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on File
Deed Sale	Dec 12, 2022 · Amount on File
Prior Sale	Feb 21, 2007 · Amount on File
Deed Document Number	202250899
Deed Book / Page	20538 / 256
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Dec 12, 2022
Property Address	110 WILLOW ST, CLOVER, SC 29710-1515
Document Number	2053800256
Book / Page	20538 / 256
Map Reference	MB A-192 PG 1
Instrument Date	Dec 12, 2022
Instrument	2022050899
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4411 RIVER OAKS RD, CLOVER, SC 29710-7026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 CAPPS HOLLOW DR, CHARLOTTE, NC 28216-3000
Investor	Possibly a Property Investor

Mortgage

Document Number	2022050900
Date	Dec 12, 2022
Instrument	2022050900

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

Tax Assessment & Valuation

The 2025 property tax bill for 110 Willow St was $1,761.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00	$7,084 Land $1,200 Building $5,884	$177,100 Land $30,000 Building $147,100
2023	$1,590.00	$6,280 Land $720 Building $5,560	$157,007 Land $18,000 Building $139,007

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Willow St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Willow St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20