110 Williams St, Valley, AL 36854 Property Records

Chambers County property record for 110 Williams St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 996 sqft · built 1916
Lot Size	0.308 acres (13,398 sqft)
Owner	Individual Name on File
Last Sale	$79,900 (Feb 2022)
Tax Bill	$233 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-07-25-2-001-010.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-07-25-2-001-010.000`
Alternative APNs	`1707252001010000` `457690` `485010`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,398 sqft (0.308 acres)
Lot Dimensions	154 ft deep x 87 ft wide

Exterior Amenities

Porch	Patio
Porch Area	126 sqft
Deck Area	120 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	485010
Street Address	110 WILLIAMS ST
City	VALLEY
State	AL
Zip	36854-4839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 23FAIRFAX MILL VILLAGEM.B. 3 PG. 26-28IN NE1/4 OF NW1/4.S25 T21N R28ECITY OF VALLEY
Legal Range	28
Legal Township	21
Legal Section	25
Legal Subdivision	FAIRFAX MILL VILLAGE
Legal Block	23
Legal Lot Number	3
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3026
Census Tract	954700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

110 Williams St is owned and occupied by an individual who bought it in February 2022.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	110 WILLIAMS ST, VALLEY, AL 36854-4839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Feb 2, 2022	Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Nov 25, 2014 · Amount on File
Deed Document Number	2022638
Prior Transfer Date	Nov 18, 2014
Prior Transfer Doc	0020144022
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	110 WILLIAMS ST, VALLEY, AL 36854-4839
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/3617
Date	Sep 10, 2020
Book Page	2020/3617

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Feb 2, 2022
Property Address	110 WILLIAMS ST, VALLEY, AL 36854-4839
Document Number	002022/638
Book / Page	2022 / 638
Map Reference	MB 3 PG 26-28
Instrument Date	Jan 31, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 WILLIAMS ST, VALLEY, AL 36854-4839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WILLIAMS ST, VALLEY, AL 36854-4839

Mortgage

Document Number	0002022639
Date	Feb 2, 2022
Instrument	2022/639

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 110 Williams St was $233 with a homeowner's exemption, up 8.9% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$233.00 (+8.88%) Homeowner's exemption
2025	$214.00 (+9.18%)	$17,304 (+175.54%) Land $3,480 Building $13,824	$86,520 (+37.66%) Land $17,400 Building $69,120
2024	$196.00 (-11.71%) Additional exemption filed	$6,280 (-8.99%) Land $560 Building $5,720	$62,850 (-9.03%) Land $5,650 Building $57,200
2023	$222.00 (+4.23%) Additional exemption filed	$6,900 (+3.29%) Land $560 Building $6,340	$69,090 (+3.43%) Land $5,650 Building $63,440
2022	$213.00 Additional exemption filed	$6,680 Land $560 Building $6,120	$66,800 Land $5,650 Building $61,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Williams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Williams St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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