110 White Trail Rd, Covington, GA 30014 Property Records

Newton County property record for 110 White Trail Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,901 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$43,000 (Apr 2021)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00970-00000-046-A00`

Property Details

APN / Parcel Number

Primary APN	`00970-00000-046-A00`
Alternative APNs	`0097 046A` `31398`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,901 sqft Heated Area
1st Floor Area	1,901 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	780 sqft
Porch	Slab
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	31398
Street Address	110 WHITE TRAIL RD
City	COVINGTON
State	GA
Zip	30014-6416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	5AC TRACT 2 WHITE TRAIL
Legal Subdivision	MCMAHON RD
Legal Tract	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4034
Census Tract	100101

Owner

110 White Trail Rd is owned and occupied by two individuals who acquired it in August 2022.

Source: Newton County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 WHITE TRAIL RD, COVINGTON, GA 30014-6416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Aug 26, 2022	Limited Warranty Deed, Transfer
Apr 12, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Deed Document Number	20211943
Deed Book / Page	4178 / 388
Last Transfer Date	Aug 26, 2022
Transfer Doc	0044290601
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	May 6, 2026
Property Address	110 WHITE TRAIL RD, COVINGTON, GA 30014-6416
Document Number	0048280000000643
Book / Page	4828 / 643
Instrument Date	Dec 30, 2025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WHITE TRAIL RD, COVINGTON, GA 30014-6416

Mortgage

Document Number	4828000643,
Date	May 6, 2026
Book Page	4828/643

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	348 Months
Due	Dec 1, 2055

Interest

Rate	6.19%
Max Rate	-1%

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 26, 2022
Property Address	110 WHITE TRAIL RD, COVINGTON, GA 30014-6416
Document Number	0044290601
Book / Page	4429 / 601
Instrument Date	Aug 26, 2022
Instrument	2022-004557
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 WHITE RD, COVINGTON, GA 30016

April 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 12, 2021
Property Address	110 WHITE TRAIL RD, COVINGTON, GA 30014-6416
Document Number	0041780388
Book / Page	4178 / 388
Instrument Date	Apr 12, 2021
Instrument	2021-001943
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 E COLLEGE AVE # 505, 505, DECATUR, GA 30030-3316

Mortgage

Document Number	0041780000000390
Date	Apr 14, 2021
Book Page	0000004178/0000000390
Instrument	006944

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 110 White Trail Rd was $4,189 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,189.00 Homeowner's exemption	$175,120 Land $29,000 Building $146,120	$437,800 Land $72,500 Building $365,300
2023		$148,200 Land $25,000 Building $123,200	$370,500 Land $62,500 Building $308,000
2022	$515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 White Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 White Trail Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Trail Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures