Madison County property record for 110 Wells Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,586 sqft |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Feb 2011) |
| Tax Bill | $951 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038A-0003-0008 |
| Primary APN | 038A-0003-0008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,586 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Basement |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 65687 |
|---|---|
| Street Address | 110 WELLS RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAYS FERRY ESTS LOT 6 |
| Legal Subdivision | CLAYS FERRY EST |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10103 |
110 Wells Rd is owned and occupied by an individual who bought it in February 2011.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 WELLS RD, RICHMOND, KY 40475-9108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 13, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 29, 2023 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2011 · Amount on File |
| Deed Sale | Feb 14, 2011 · Amount on File |
| Deed Document Number | 456277 |
| Deed Book / Page | D664 / 586 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 110 WELLS RD, RICHMOND, KY 40475-9108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 110 WELLS RD, RICHMOND, KY 40475-9108 |
| Document Number | 0M2433/568 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | M2433/568 |
| Instrument | 2014307391 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 16, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 110 WELLS RD, RICHMOND, KY 40475-9108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2352/670 |
|---|---|
| Date | Jan 13, 2025 |
| Book Page | M2352/670 |
| Instrument | 2014241145 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 29, 2023 |
| Property Address | 110 WELLS RD, RICHMOND, KY 40475-9108 |
| Document Number | 00D846/263 |
| Book / Page | D846 / 263 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2014179502 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 WELLS RD, RICHMOND, KY 40475-9108 |
The 2025 property tax bill for 110 Wells Rd was $951 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $951.00 Homeowner's exemption | $150,000 | $150,000 |
| 2023 | $1,005.00 Homeowner's exemption | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Wells Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Wells Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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