St. Louis County property record for 110 Watercrest Ct, Grover, MO 63040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,252 sqft · built 1987 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Aug 2010) |
| Tax Bill | $6,002 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23U-21-0460 |
| Primary APN | 23U-21-0460 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| Gross Area | 3,068 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 396 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 75 ft deep x 75 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 346 sqft |
| Patio Area | 346 sqft |
| Balcony Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 110 WATERCREST CT |
|---|---|
| City | WILDWOOD |
| State | MO |
| Zip | 63040-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 107R6A |
| Legal Description | HARBORS AT LAKE CHESTERFIELD PLAT ONE (THE) A SECTION OF THE VILLAGES AT LAKE CHESTERFIELD 4 15 88 LOT 564 |
| Legal Subdivision | HARBORS AT LAKE CHESTERFIELD PLAT ONE |
| Legal Lot Number | 564 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 221506 |
110 Watercrest Ct is owned and occupied by two individuals who bought it in August 2010.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 WATERCREST CT, WILDWOOD, MO 63040-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 25, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2010 · Amount on File |
| Deed Sale | Aug 9, 2010 · Amount on File |
| Prior Sale | Jun 23, 2010 · Amount on File |
| Deed Document Number | 2010969 |
| Deed Book / Page | 19051 / 3877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 110 WATERCREST CT, GROVER, MO 63040-1621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0246363247 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 24636/3247 |
| Instrument | 2021020500353 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 110 WATERCREST CT, GROVER, MO 63040-1621 |
| Document Number | 0237722909 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 110 WATERCREST CT GROVER MO 630401621, GROVER, MO 63040-1621 |
| Document Number | 0237722909 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 023772/002909 |
| Instrument | 474 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2049 |
The 2025 property tax bill for 110 Watercrest Ct was $6,002, up 17.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Wildwood City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,070 (-) Land $27,080 Building $60,990 | $463,500 (-) Land $142,500 Building $321,000 | |
| 2025 | $6,002.00 (+17.14%) | $88,070 Land $27,080 Building $60,990 | $463,500 Land $142,500 Building $321,000 |
| 2024 | $5,124.00 (+0.08%) | ||
| 2023 | $5,120.00 | $73,700 Land $16,910 Building $56,790 | $387,900 Land $89,000 Building $298,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 110 Watercrest Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Watercrest Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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