Shiawassee County property record for 110 W Williams St, Owosso, MI 48867
| Property Type | Commercial |
|---|---|
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (May 2005) |
| Tax Bill | $8,957 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-470-005-007-00 |
| Primary APN | 050-470-005-007-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 5 Units |
| Building Area | 6,960 sqft Building Perimeter |
| 1st Floor Area | 3,280 sqft |
| Basement Area | 3,040 sqft |
| Unfinished Basement | 3,040 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 110 W WILLIAMS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2346 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | W 56' OF LOT 10 BLK 5 ORIGINAL PLAT |
| Legal Subdivision | CITY OF OWOSSO |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Owosso Downtown Historic District listed 2014 · 91 contributing resources · NRIS 14000126 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 135 CLOVER BROOK DR, OWOSSO, MI 48867-1078 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Jan 10, 2020 | Warranty Deed, Transfer · Line of Credit MICHIGAN ST UNIV FCU |
| Mar 4, 2019 | Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2005 · Amount on Record |
| Deed Sale | May 2, 2005 · Amount on Record |
| Deed Document Number | 20053140008 |
| Deed Book / Page | 1078 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 110 W WILLIAMS ST, OWOSSO, MI 48867-2346 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | TRANSNATION TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 135 CLOVER BROOK DR, OWOSSO, MI 48867-1078 |
| Document Number | 0013020048 |
|---|---|
| Date | Nov 8, 2022 |
| Book Page | 1302/48 |
| Instrument | 3366052 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 10, 2020 |
| Property Address | 110 W WILLIAMS ST, OWOSSO, MI 48867-2346 |
| Document Number | 0012640879 |
| Book / Page | 001264 / 000879 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 3328508 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,294.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 135 CLOVER BROOK DR OWOSSO MI 488671078, OWOSSO, MI 48867-1078 |
| Document Number | 12640880 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 001264/000880 |
| Instrument | 3328509 |
| Name | MICHIGAN ST UNIV FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823-8029 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 4, 2019 |
| Property Address | 110 W WILLIAMS ST, OWOSSO, MI 48867-2346 |
| Document Number | 0012540452 |
| Book / Page | 001254 / 000452 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 3317961 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3501 N HINTZ RD OWOSSO MI 488678419, OWOSSO, MI 48867-8419 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,000 (+9.38%) | $378,000 (+9.38%) | |
| 2025 | $8,957.00 (+5.95%) | $172,800 (+9.64%) | $345,600 (+9.64%) |
| 2023 | $8,454.00 | $157,600 | $315,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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