110 W Spruce St, Marlow, OK 73055 Property Records

Stephens County property record for 110 W Spruce St, Marlow, OK 73055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,166 sqft · built 1980
Lot Size	0.216 acres (9,414 sqft)
Owner	Individual Name on Record
Last Sale	$38,000 (May 2006)
Tax Bill	$729 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit May 2021 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`27853`

Property Details

APN / Parcel Number

Primary APN	`27853`
Alternative APN	`3035-00-002-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	9,414 sqft (0.216 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27853
Street Address	110 W SPRUCE ST
City	MARLOW
State	OK
Zip	73055-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 2 LOT 1 NORTHPARK ADD #1 MARLOW CITY B1922P609 REC 6/15/94 B3211P13-REC 8/29/2005 (110 W SPRUCE)
Legal Range	07W
Legal Township	02N
Legal Section	8
Legal Subdivision	NORTHPARK ADDITION PT 1
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEPHENS OK
Township / Civil Division	MARLOW
Census Block Group	3
Census Block	3005
Census Tract	902

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	923 W OSAGE ST, MARLOW, OK 73055-3267
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit BANCFIRST
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANCFIRST
Oct 6, 2010	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Oct 15, 2007	Deed of Trust, Mortgage FIRST BANK & TRUST CO
Oct 2, 2008	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
Oct 16, 2013	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Sep 19, 2006	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO
Oct 16, 2009	Deed of Trust, Mortgage FIRST BANK & TRUST CO
May 8, 2006	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2006 · Amount on Record
Deed Sale	May 8, 2006 · Amount on Record
Prior Sale	Jun 15, 1994
Deed Document Number	200675-1759
Deed Book / Page	3334 / 191
Prior Transfer Date	May 3, 2006
Prior Transfer Doc	003334/191
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	110 W SPRUCE ST, MARLOW, OK 73055-1134
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005410/187
Date	Dec 21, 2017
Book Page	5410/187
Instrument	2017-963684

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	110 W SPRUCE ST, MARLOW, OK 73055-1134
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005965/281
Date	May 6, 2021
Book Page	5965/281
Instrument	2021-004100

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Dec 20, 2021

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	110 W SPRUCE ST, MARLOW, OK 73055-1134
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004054/288
Date	Oct 6, 2010
Book Page	4054/288
Instrument	81-8299

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2011

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	110 W SPRUCE ST, MARLOW, OK 73055-1134
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003599/103
Date	Oct 15, 2007
Book Page	3599/103
Instrument	77-4625

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Sep 21, 2008

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	110 W SPRUCE ST, MARLOW, OK 73055-1134
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003772/245
Date	Oct 2, 2008
Book Page	3772/245
Instrument	79-0287

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Sep 24, 2009

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	110 W SPRUCE ST, MARLOW, OK 73055-1134
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004628/026
Date	Oct 16, 2013
Book Page	4628/026
Instrument	2013-883404

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Nov 15, 2014

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	110 W SPRUCE ST, MARLOW, OK 73055-1134
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003401/161
Date	Sep 19, 2006
Book Page	3401/161
Instrument	75-7364

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2007

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	110 W SPRUCE ST, MARLOW, OK 73055-1134
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003927/181
Date	Oct 16, 2009
Book Page	3927/181
Instrument	80-3078

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 5, 2010

May 2006: Foreclosure

Document Type	Foreclosure
Jurisdiction	STEPHENS OK
Recording Date	May 8, 2006
Property Address	110 W SPRUCE ST, MARLOW, OK 73055-1134
Document Number	003334/191
Book / Page	3334 / 191
Instrument Date	May 3, 2006
Instrument	75-1759
Transaction Type	Foreclosure
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 N ASPEN ST, MARLOW, OK 73055-1121

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Marlow City
Unified School District	Marlow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,392 (+2%) Land $680 Building $6,712	$67,199 (+2.01%) Land $6,179 Building $61,020
2025	$729.00	$7,247 (-19.64%) Land $680 Building $6,567	$65,878 (-25.27%) Land $6,179 Building $59,699
2024	$729.00 (-19.18%)	$9,018 (+5.01%) Land $680 Building $8,338	$88,153 (+12.91%) Land $6,179 Building $81,974
2023	$902.00	$8,588 Land $680 Building $7,908	$78,072 Land $6,179 Building $71,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLOW MUNICIPAL AUTHORITY serves 4,600 people · EPA ID OK2006907
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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