110 W Main St, Owosso, MI 48867 Property Records

Shiawassee County property record for 110 W Main St, Owosso, MI 48867

Property Summary

Property TypeCommercial
Details2,815 sqft · built 1880
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on File
Last Sale$120,000 (Aug 2021)
Tax Bill$2,658 (2025)
Deeds & MortgagesAug 2021 Sale & Line of Credit
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-470-022-017-00

Property Details

APN / Parcel Number

Primary APN050-470-022-017-00

Interior

Building Area2,815 sqft Building Perimeter

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Lot Area1,307 sqft (0.03 acres)

Location & Zoning

Street Address110 W MAIN ST
CityOWOSSO
StateMI
Zip48867-2912
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionW 22' OF LOT 6 BLK 22 ORIGINAL PLAT
Legal SubdivisionOWOSSO SUBDIVISION
Legal Block22
Legal Lot Number6
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2022
Census Tract30600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Owosso Downtown Historic District
listed 2014 · 91 contributing resources · NRIS 14000126

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

110 W Main St, a commercial property, is owned by a company that bought it in August 2021.

Source: Shiawassee County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address308 E OLIVER ST, OWOSSO, MI 48867-2351
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Warranty Deed, Transfer · Line of Credit
FIRST NATIONAL BANK OF AMERICA
Apr 18, 2017Warranty Deed, Transfer · Conventional with PMI
RANDY & MARY MCEWEN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2021 · Amount on File
Deed SaleAug 5, 2021 · Amount on File
Prior SaleApr 18, 2017 · Amount on File
Deed Document Number20213349644
Deed Book / Page1285 / 839
Prior Transfer DateAug 23, 2016
Prior Transfer Doc0012260332
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateAug 5, 2021
Property Address110 W MAIN ST, OWOSSO, MI 48867-2912
Document Number0012850839
Book / Page1285 / 839
Map ReferenceLB B PG 411
Instrument DateApr 1, 2021
Instrument3349644
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address216 W MAIN, 216, OWOSSO, MI 48841-9715

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 E OLIVER ST, OWOSSO, MI 48867-2351

Mortgage

Document Number0012850841
DateAug 5, 2021
Book Page1285/841
Instrument3349646
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
AddressEAST LANSING, MI 48826
Agreement
TypeLine of Credit
AmountAmount on Record

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateApr 18, 2017
Property Address110 W MAIN ST, OWOSSO, MI 48867-2912
Document Number0012330611
Book / Page001233 / 000611
Instrument DateApr 13, 2017
Instrument3296918
Transaction TypeTransfer
Record UpdatedJul 13, 2017
Title CompanyCISLO TITLE, CISIO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$675.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4869 APACHE PATH OWOSSO MI 488679732, OWOSSO, MI 48867-9732

Mortgage

Document Number12330892
DateApr 18, 2017
Book Page001233/000892
Instrument3297200
Lender
NameRANDY & MARY MCEWEN
Address7860 E M 21, CORUNNA, MI 48817-9530
Agreement
TypeConventional with PMI
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 110 W Main St was $2,658, up 6% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,500 (+8.08%)$99,000 (+8.08%)
2025$2,658.00 (+5.98%)$45,800$91,600
2024$2,508.00
2023$2,508.00$42,700$85,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 W Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 110 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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