110 Upper Deck Rd, Ruidoso, NM 88345 Property Records

Lincoln County property record for 110 Upper Deck Rd, Ruidoso, NM 88345

Property Summary

Property Type	Other Improved
Details	3,817 sqft · built 2008
Lot Size	0.239 acres (10,415 sqft)
Owner	Individual Name on File
Tax Bill	$7,818 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-070-064-363-477`

Property Details

APN / Parcel Number

Primary APN	`4-070-064-363-477`
Alternative APN	`92750`

Interior

Stories	2 Stories
Building Area	3,817 sqft Living Area
1st Floor Area	2,841 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	10,415 sqft (0.239 acres)

Location & Zoning

Account Number	92750
Street Address	110 UPPER DECK RD
City	RUIDOSO
State	NM
Zip	88345
Property Category	Other
Property Type	Other > Other Improved
Legal Description	SINGING PINES SD. BLOCK CC LOT 3 COMPLIANT
Legal Subdivision	SINGING PINES SD
Legal Block	CC
Legal Lot Number	3
Jurisdiction	LINCOLN NM
Township / Civil Division	RUIDOSO
Census Block Group	3
Census Block	3063
Census Tract	960601

Owner

110 Upper Deck Rd is owned by an individual who acquired it in September 2023.

Source: Lincoln County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4788 W FORK BLVD, CONROE, TX 77304-4998
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL STATE BANK (ANDREWS TX)
Sep 15, 2023	Warranty Deed, Transfer
Aug 25, 2020	Warranty Deed, Transfer LINCOLN COUNTY ABSTRACT AND TITLE, LINCOLN CNTY ABSTRACT & TTL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023
Deed Sale	Sep 15, 2023
Prior Sale	Aug 25, 2020
Deed Document Number	20234765
Deed Book / Page	2023 / 4765
Prior Transfer Date	Dec 9, 2013
Prior Transfer Doc	02013/8435
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NM
Property Address	110 UPPER DECK RD, RUIDOSO, NM 88345
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/06857
Date	Dec 3, 2018
Book Page	2018/06857
Instrument	201806857

Lender

Name	COMMERCIAL STATE BANK (ANDREWS TX)
Type	Bank
Address	MIDLAND, TX 79706

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Nov 26, 2023

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NM
Recording Date	Sep 15, 2023
Property Address	110 UPPER DECK RD, RUIDOSO, NM 88345
Document Number	02023/4765
Book / Page	2023 / 4765
Instrument Date	Sep 13, 2023
Instrument	202304765
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4800 CLAYTON CT, MIDLAND, TX 79707-4105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 N LORETTA ST, SILVERTON, TX 79257-2503

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NM
Recording Date	Aug 25, 2020
Property Address	110 UPPER DECK RD, RUIDOSO, NM 88345
Document Number	02020/4378
Book / Page	2020 / 4378
Instrument Date	Aug 14, 2020
Instrument	202004378
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	LINCOLN COUNTY ABSTRACT AND TITLE, LINCOLN CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4076 W INTERSTATE 10, FORT STOCKTON, TX 79735-9439

Tax Assessment & Valuation

The 2025 property tax bill for 110 Upper Deck Rd was $7,818.

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Lincoln County
Municipality	Ruidoso Village
Unified School District	Ruidoso Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,416 (-) Land $7,411 Building $251,005	$775,248 (-) Land $22,233 Building $753,015
2025	$7,818.00	$258,416 Land $7,411 Building $251,005	$775,248 Land $22,233 Building $753,015
2023	$5,486.00 (+1.91%)	$178,088 (-) Land $3,444 Building $174,644	$534,264 (-) Land $10,332 Building $523,932
2022	$5,383.00	$178,088 Land $3,444 Building $174,644	$534,264 Land $10,332 Building $523,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Upper Deck Rd in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	60 (2008–2025)
Claims Outside the SFHA	37 of 60
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Landslides, Jul 2025 · 20 claims Severe Storms And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Upper Deck Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 90% of New Mexico
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUIDOSO WATER SYSTEM serves 15,947 people · EPA ID NM3513114
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Treatment failure resolved · Feb 2018
Treatment and Procedure	Organic carbon removal Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TDS Telecom Cable	1,000 / 20

May also be available: Choice Broadband, Verizon.

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