110 Unity Rd, Manchester, KY 40962 Property Records

Clay County property record for 110 Unity Rd, Manchester, KY 40962 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 2004
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$13,500 (Dec 2018)
Tax Bill	$183 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-30-00-009.00`

Property Details

APN / Parcel Number

Primary APN	`036-30-00-009.00`
Alternative APNs	`113413` `6771`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Porch	Slab
Porch Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	6771
Street Address	110 UNITY RD
City	MANCHESTER
State	KY
Zip	40962-4986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.720 ACRES & HOUSE LOT # 9
Legal Lot Number	9
Jurisdiction	CLAY KY
Township / Civil Division	BURNING SPRINGS
Census Block Group	1
Census Block	1013
Census Tract	950202

Owner

Source: Clay County records · APN 036-30-00-009.00

Assessment roll updated December 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	110 UNITY RD, MANCHESTER, KY 40962-4986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Nov 18, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage KENTUCKY MOUNTAIN HOUSING DEVELOPMENT CO
Aug 04, 2020	Intrafamily Transfer, Transfer
Dec 19, 2018	Deed, Transfer FIRST NATIONAL BANK OF MANCHESTER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	2018164319
Deed Book / Page	325 / 608
Last Transfer Date	Aug 04, 2020
Transfer Doc	000331/300
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Recording Date	Jun 12, 2026
Property Address	110 UNITY RD, MANCHESTER, KY 40962-4986
Document Number	0001703020
Book / Page	258 / 175
Instrument Date	May 28, 2026
Instrument	20261703020
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 UNITY RD, MANCHESTER, KY 40962-4986

Mortgage

Document Number	0001703020,
Date	Jun 12, 2026
Book Page	258/175
Instrument	20261703020

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 28, 2031

Interest

Rate	6.3%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	110 UNITY RD, MANCHESTER, KY 40962-4986
Transaction Type	Mortgage
Record Updated	Jan 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 UNITY RD, MANCHESTER, KY 40962-4986

Mortgage

Document Number	000235/544
Date	Nov 18, 2020
Book Page	235/544
Instrument	311914

Lender

Name	KENTUCKY MOUNTAIN HOUSING DEVELOPMENT CO
Type	Non-Lending Institution
Address	MANCHESTER, KY 40962

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY KY
Recording Date	Aug 04, 2020
Property Address	110 UNITY RD, MANCHESTER, KY 40962-4986
Document Number	000331/300
Book / Page	331 / 300
Instrument Date	Aug 04, 2020
Instrument	311177
Transaction Type	Transfer
Record Updated	Jan 04, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 UNITY RD, MANCHESTER, KY 40962-4986

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY KY
Recording Date	Dec 19, 2018
Property Address	110 UNITY RD, MANCHESTER, KY 40962-4986
Document Number	DEED325/608
Book / Page	DEED 325 / 608
Instrument Date	Nov 28, 2018
Instrument	164319
Transaction Type	Transfer
Record Updated	Jan 04, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX BOX, LONDON, KY 40743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 95, FALL ROCK, KY 40932-0095

Mortgage

Document Number	0000164320
Date	Dec 19, 2018
Instrument	164320

Lender

Name	FIRST NATIONAL BANK OF MANCHESTER
Type	Bank

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 28, 2038

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$183.00 (-15.28%) Homeowner's exemption	$64,500 (-)	$64,500 (-)
2023	$216.00 Homeowner's exemption	$64,500	$64,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (21051C), updated September 28, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210519502021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 2 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 81% of Kentucky
Wildfire Likelihood	About 1 in 418 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	100 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Peoples Rural Telephone Cooperative Corporation. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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