Monmouth County and Spring Lake Borough property record for 110 Union Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,288 sqft · built 2000 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,285,000 (Jan 2019) |
| Tax Bill | $22,745 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 47-00017-0000-00018 |
| Primary APN | 47-00017-0000-00018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 4,288 sqft Living Area |
| 1st Floor Area | 1,546 sqft |
| Upper Floors Area | 2,916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 301 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 461 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 110 UNION AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | GROUND PLAN/SPG LAKE BEACH |
| Legal Block | 17 |
| Legal Lot Number | 18 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 110 UNION AVE, SPRING LAKE, NJ 07762-1051 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Feb 5, 2019 | Deed of Trust, Mortgage PNC BK |
| Jan 2, 2019 | Grant Deed, Transfer AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on Record |
| Deed Sale | Jan 2, 2019 · Amount on Record |
| Prior Sale | Aug 28, 2015 · Amount on Record |
| Deed Document Number | 2019280 |
| Deed Book / Page | 9328 / 9349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 110 UNION AVE, SPRING LAKE, NJ 07762-1051 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 3424 N OCEAN BLVD, GULF STREAM, FL 33483-7343 |
| Investor | Possibly a Property Investor |
| Document Number | 0097843039 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 9784/3039 |
| Instrument | 2026021999 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 110 UNION AVE, SPRING LAKE, NJ 07762-1051 |
| Document Number | 0000015775 |
| Instrument Date | Feb 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | RED BANK TITLE AGENCY INC, RED BK TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 110 UNION AVE SPRING LAKE NJ 077621051, SPRING LAKE, NJ 07762-1051 |
| Document Number | 0000015775 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 009336/002323 |
| Instrument | 15775 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | 3232 NEWMARK DR, MIAMISBURG, OH 45342-5421 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 2, 2019 |
| Property Address | 110 UNION AVE, SPRING LAKE, NJ 07762-1051 |
| Document Number | 0000000280 |
| Book / Page | 009328 / 009349 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 280 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 UNION AVE SPRING LAKE NJ 077621051, SPRING LAKE, NJ 07762-1051 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,286,400 (+6.22%) Land $2,660,000 Building $2,626,400 | $5,286,400 (+6.22%) Land $2,660,000 Building $2,626,400 | |
| 2025 | $22,745.00 (+3.9%) | $4,977,000 (+18.21%) Land $2,460,000 Building $2,517,000 | $4,977,000 (+18.21%) Land $2,460,000 Building $2,517,000 |
| 2024 | $21,892.00 (+7.87%) | ||
| 2023 | $4,210,400 Land $1,923,200 Building $2,287,200 | $4,210,400 Land $1,923,200 Building $2,287,200 | |
| 2022 | $20,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 421 units insured incl. 194 condo units |
| Nearby Flood Claims | 440 (1979–2025) |
| Claims Outside the SFHA | 142 of 440 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures