110 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 110 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,756 sqft · built 2010
Lot Size	0.138 acres (6,024 sqft)
Owner	Individual Name on Record
Last Sale	$1,692,000 (May 2024)
Tax Bill	$23,278 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00078-0000-00009-02-C0110`

Property Details

APN / Parcel Number

Primary APN	`13-00078-0000-00009-02-C0110`
Alternative APN	`13000780000000090002 C0110`

Interior

Stories	2 Stories
Building Area	2,756 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	6,024 sqft (0.138 acres)
Lot Dimensions	241 ft deep x 25 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	110 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X241
Legal Subdivision	110-112 UNDERCLIFF AVE
Legal Block	78
Legal Lot Number	9.02
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Intrafamily Transfer, Transfer NOT AVAILABLE, PERFECTTITLE LLC
Aug 1, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jan 20, 2022	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	202428690
Deed Book / Page	5238 / 1557
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jan 4, 2024
Property Address	110 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1154
Document Number	0051511946
Book / Page	5151 / 1946
Instrument Date	Dec 22, 2023
Instrument	2024000510
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	NOT AVAILABLE, PERFECTTITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1154

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Aug 1, 2023
Property Address	110 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1154
Document Number	0050500774
Book / Page	5050 / 774
Instrument Date	Jul 28, 2023
Instrument	2023050403
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1154

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 20, 2022
Property Address	110 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1154
Document Number	0045451826
Book / Page	4545 / 1826
Instrument Date	Dec 28, 2021
Instrument	2022008788
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	PRIMETIME TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 PORTSIDE DR, 310, EDGEWATER, NJ 07020-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1154

Mortgage

Document Number	2022008789
Date	Jan 20, 2022
Instrument	2022008789

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.14%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.14%
Index	1-Year CMT
Max Rate	7.14%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,506,500 (+6.46%) Land $389,100 Building $1,117,400	$1,506,500 (+6.46%) Land $389,100 Building $1,117,400
2025	$23,278.00 (+14.26%)	$1,415,100 (+13.64%) Land $372,600 Building $1,042,500	$1,415,100 (+13.64%) Land $372,600 Building $1,042,500
2024	$20,373.00 (+4.73%)
2023		$1,245,200 (+3.19%) Land $341,300 Building $903,900	$1,245,200 (+3.19%) Land $341,300 Building $903,900
2022	$19,452.00 (+23.82%)	$1,206,700 Land $331,300 Building $875,400	$1,206,700 Land $331,300 Building $875,400
2021	$15,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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