110 Towne St, Morrison, IL 61270 Property Records

Whiteside County property record for 110 Towne St, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,036 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Jun 2021)
Tax Bill	$3,098 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0918130012`

Property Details

APN / Parcel Number

Primary APN	`0918130012`
Alternative APN	`108820`

Interior

Bedrooms	4 Beds
Building Area	2,036 sqft Building Perimeter
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	150 ft deep x 66.5 ft wide

Location & Zoning

Account Number	108820
Street Address	110 TOWNE ST
City	MORRISON
State	IL
Zip	61270-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & PT LT 4 BLK B NW SEC 18 TWP 21 RNG 5 44000X
Legal Range	05E
Legal Township	21N
Legal Section	18
Legal Subdivision	MORRISON
Legal Block	B
Legal Lot Number	4,6
Jurisdiction	WHITESIDE IL
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1039
Census Tract	200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 TOWNE ST, MORRISON, IL 61270-2411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESIDE FINANCIAL
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTON CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Dec 2, 2014 · Amount on Record
Deed Document Number	20214497
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 28, 2021
Property Address	110 TOWNE ST, MORRISON, IL 61270-2411
Document Number	0202104497
Instrument Date	Jun 25, 2021
Instrument	2021-04497
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 TOWNE ST, MORRISON, IL 61270-2411

Mortgage

Document Number	0202104498
Date	Jun 28, 2021
Instrument	2021-04498

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	110 TOWNE ST, MORRISON, IL 61270-2411
Document Number	0000001986
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 TOWNE ST MORRISON IL 612702411, MORRISON, IL 61270-2411

Mortgage

Document Number	0000001986
Date	Apr 13, 2020
Instrument	1986

Lender

Name	MORTON CMNTY BK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 12, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Mount Pleasant Township
Municipality	Morrison City
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,098.00	$42,805 Land $2,480 Building $40,325
2024			$128,415 Land $7,440 Building $120,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2019)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISON serves 4,188 people · EPA ID IL1950350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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