110 Timber Ridge Trl, Toccoa, GA 30577 Property Records

Stephens County property record for 110 Timber Ridge Trl, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 6,683 sqft · built 2006
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,551 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057 111`

Property Details

APN / Parcel Number

Primary APN	`057 111`
Alternative APN	`280206`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,683 sqft Heated Area
Attic Area	602 sqft
Basement Area	3,148 sqft
Finished Basement	1,592 sqft
Unfinished Basement	1,556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,708 sqft (1.21 acres)
Garage Area	602 sqft

Exterior Amenities

Porch	Porch
Porch Area	410 sqft
Deck Area	468 sqft
Patio Area	727 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	280206
Street Address	110 TIMBER RIDGE TRL
City	TOCCOA
State	GA
Zip	30577-2599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 17 & 17A SEC C PHSE 1 CURRAHEE CLUB
Legal Subdivision	CURRAHEE CLUB
Legal Phase	1
Legal Lot Number	17+
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4013
Census Tract	970202

Owner

110 Timber Ridge Trl is owned and occupied by two individuals who acquired it in June 2022.

Source: Stephens County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 TIMBER RIDGE TRL, TOCCOA, GA 30577-2599
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage GEORGIAS OWN CREDIT UNION
Jan 28, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022
Deed Sale	Jun 13, 2022
Prior Sale	Jun 29, 2020 · Amount on File
Deed Document Number	0000013013
Deed Book / Page	1284 / 74
Prior Transfer Date	Jan 28, 2022
Prior Transfer Doc	2022-000148
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	110 TIMBER TRL, TOCCOA, GA 30577
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 TIMBER RIDGE TRL, TOCCOA, GA 30577-2599

Mortgage

Document Number	0012840000000121
Date	Feb 2, 2022
Book Page	0000001284/0000000121

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 28, 2022
Property Address	110 TIMBER RIDGE TRL, TOCCOA, GA 30577-2599
Document Number	0012840074
Book / Page	1284 / 74
Instrument Date	Jan 28, 2022
Instrument	2022-000148
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 TIMBER RIDGE TRL, TOCCOA, GA 30577-2599

Mortgage

Document Number	0000128478
Date	Jan 28, 2022
Instrument	1284/78

Lender

Name	VAN DYK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Mortgage

Document Number	0012840000000121
Date	Feb 2, 2022
Book Page	0000001284/0000000121

Lender

Name	GEORGIAS OWN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 110 Timber Ridge Trl was $14,551.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,551.00	$530,106 Land $37,982 Building $492,124	$1,325,265 Land $94,955 Building $1,230,310
2023	$9,946.00	$334,096 Land $37,982 Building $296,114	$835,239 Land $94,955 Building $740,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Timber Ridge Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Timber Ridge Trl is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: HTC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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