110 Thurman Dr, Walters, OK 73572 Property Records

Cotton County property record for 110 Thurman Dr, Walters, OK 73572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1995
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2025)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2016 Mortgage + 3 more
APN	`0015-00-005-013-0-003-00`

Property Details

APN / Parcel Number

Primary APN	`0015-00-005-013-0-003-00`
Alternative APN	`6199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,894 sqft (0.296 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6199
Street Address	110 THURMAN DR
City	WALTERS
State	OK
Zip	73572-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 5 LT 13 HERITAGE 10-2015 CHANGED ADDRESS AS PER INS CO REQUEST
Legal Range	11E
Legal Township	02S
Legal Section	26
Legal Subdivision	HERITAGE
Legal Block	5
Legal Lot Number	13
Jurisdiction	COTTON OK
Township / Civil Division	WALTERS
Census Block Group	3
Census Block	3036
Census Tract	871100

Owner

Source: Cotton County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 THURMAN DR, WALTERS, OK 73572-3203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 14, 2016	Deed of Trust, Mortgage WALTERS BANK & TRUST CO
Oct 1, 2025	Warranty Deed, Transfer · VA Mortgage FIRST UNITED BANK & TRUST CO
Jul 18, 2022	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Sep 20, 2019	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	20251077
Deed Book / Page	460 / 564
Prior Transfer Date	Jan 11, 2014
Prior Transfer Doc	0387000020
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	110 THURMAN DR, WALTERS, OK 73572-3203
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000420/401
Date	Jul 2, 2019
Book Page	0420/401
Instrument	2019-001764

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	110 THURMAN DR, WALTERS, OK 73572-3203
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000387/023
Date	Feb 14, 2016
Book Page	0387/023
Instrument	2014-001168

Lender

Name	WALTERS BANK & TRUST CO
Address	WALTERS, OK 73572

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Mar 11, 2021

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Oct 1, 2025
Property Address	110 THURMAN DR, WALTERS, OK 73572-3203
Document Number	000460/564
Book / Page	460 / 564
Instrument Date	Sep 23, 2025
Instrument	I-2025-001077
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 THURMAN DR, WALTERS, OK 73572-3203

Mortgage

Document Number	000460/568
Date	Oct 1, 2025
Book Page	460/568
Instrument	I-2025-001078

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Jul 18, 2022
Property Address	110 THURMAN DR, WALTERS, OK 73572-3203
Document Number	000439/638
Book / Page	439 / 638
Instrument Date	Jul 15, 2022
Instrument	I-2022-001815
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$246.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 THURMAN DR, WALTERS, OK 73572-3203

Mortgage

Document Number	I2022001816
Date	Jul 18, 2022
Instrument	I-2022-001816

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Sep 20, 2019
Property Address	110 THURMAN DR, WALTERS, OK 73572-3203
Document Number	000421/755
Book / Page	0421 / 755
Instrument Date	Sep 18, 2019
Instrument	2019-002095
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 THURMAN DR, WALTERS, OK 73572-3203

Mortgage

Document Number	2019002096
Date	Sep 20, 2019
Instrument	2019-002096

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Cotton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cotton County
Municipality	Walters City
Unified School District	Walters Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,125 (+8.28%) Land $964 Building $19,161	$175,000 (+8.28%) Land $8,382 Building $166,618
2025		$18,586 (-4.61%) Land $964 Building $17,622
2024	Homeowner's exemption	$19,485 (+3%) Land $622 Building $18,863	$161,615 (-1.75%) Land $8,382 Building $153,233
2023	Homeowner's exemption	$18,918 Land $622 Building $18,296	$164,500 Land $5,408 Building $159,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTERS PUBLIC WORKS AUTHORITY serves 2,551 people · EPA ID OK1011305
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Southwest Oklahoma Telephone Company Cable · Fiber in parts of the area	250 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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