110 Taylor Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 110 Taylor Rd, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1986
Lot Size	0.768 acres (33,454 sqft)
Owner	2 Trust Names on Record
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`077-041-46`

Property Details

APN / Parcel Number

Primary APN	`077-041-46`
Alternative APN	`077-041-46-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,342 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	33,454 sqft (0.768 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	110 TAYLOR RD
City	BEN LOMOND
State	CA
Zip	95005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1000
Census Tract	120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 112, BEN LOMOND, CA 95005-0112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 30, 2020
Transfer Doc	0000040842
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	110 TAYLOR RD, BEN LOMOND, CA 95005
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112, BEN LOMOND, CA 95005-0112

Mortgage

Document Number	0000037730
Date	Jul 15, 2021
Instrument	2021-0037730

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 8, 2020
Property Address	110 TAYLOR RD, BEN LOMOND, CA 95005
Document Number	0000040843
Instrument Date	Sep 30, 2020
Instrument	40843
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	110 TAYLOR RD BEN LOMOND CA 95005, BEN LOMOND, CA 95005

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 8, 2020
Property Address	110 TAYLOR RD, BEN LOMOND, CA 95005
Document Number	0000040842
Instrument Date	Sep 30, 2020
Instrument	40842
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	110 TAYLOR RD BEN LOMOND CA 95005, BEN LOMOND, CA 95005

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	110 TAYLOR RD, BEN LOMOND, CA 95005
Document Number	0000000668
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 112 BEN LOMOND CA 950050112, BEN LOMOND, CA 95005-0112

Mortgage

Document Number	0000000668
Date	Jan 8, 2020
Instrument	668

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2035

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,630 (+2%) Land $117,146 Building $185,484
2025	$1,954.00 (+4.1%) Disabled Person's exemption Veteran's exemption	$296,696 (+4.04%) Land $114,849 Building $181,847
2023	$1,877.00 (-2.24%) Disabled Person's exemption Veteran's exemption	$285,175 Land $110,389 Building $174,786	$749,880
2022	$1,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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