110 Summit St, Boone, NC 28607 Property Records

Watauga County property record for 110 Summit St, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,228 sqft · built 1958
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$501,000 (Aug 2025)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2901-80-3622-000`

Property Details

APN / Parcel Number

Primary APN	`2901-80-3622-000`
Alternative APN	`1767327`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,228 sqft Living Area
1st Floor Area	1,189 sqft
Basement Area	1,189 sqft
Finished Basement	1,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Carport
Garage Area	1,300 sqft
Carport	Carport
Carport Area	1,300 sqft
Porch	Porch
Porch Area	180 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1767327
Street Address	110 SUMMIT ST
City	BOONE
State	NC
Zip	28607-3555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOR1A
Legal Subdivision	THE BUENA VISTA ADDITION
Jurisdiction	WATAUGA NC
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2019
Census Tract	920400

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 SUMMIT ST, BOONE, NC 28607-3555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 17, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 5, 2025 · Amount on Record
Deed Sale	Aug 5, 2025 · Amount on Record
Deed Document Number	2025752309
Deed Book / Page	2444 / 385
Prior Transfer Date	Mar 17, 2017
Prior Transfer Doc	0019090119
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	110 SUMMIT ST, BOONE, NC 28607-3555
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021650179
Date	Feb 10, 2021
Book Page	2165/179
Instrument	702077

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	110 SUMMIT ST, BOONE, NC 28607-3555
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019760495
Date	Jun 8, 2018
Book Page	1976/0495
Instrument	669360

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 17, 2017
Property Address	110 SUMMIT ST, BOONE, NC 28607-3555
Document Number	0019090119
Book / Page	1909 / 0119
Instrument Date	Mar 17, 2017
Instrument	656569
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 BON MARCHE LN, RALEIGH, NC 27615-3062

Mortgage

Document Number	0019090122
Date	Mar 17, 2017
Book Page	1909/0122
Instrument	656570

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,024.00 (-25.5%)	$350,900 (-) Land $70,500 Building $280,400
2024	$4,059.00		$350,900 Land $70,500 Building $280,400
2023		$350,900 Land $70,500 Building $280,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1991–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Loretto Telephone Company.

Nearby Properties on Summit St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures