110 Summit Dr, Allegan, MI 49010 Property Records

Allegan County property record for 110 Summit Dr, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Nov 2014)
Tax Bill	$3,122 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-400-003-00`

Property Details

APN / Parcel Number

Primary APN	`51-400-003-00`
Alternative APN	`03-51-400-003-00`

Interior

Full Baths	1 Bath
Building Area	992 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	152 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	110 SUMMIT DR
City	ALLEGAN
State	MI
Zip	49010-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 SFR
Legal Description	UNIT 3 SUMMIT ESTATES SEC 21 CITY OF ALLEGAN T2N R13W (02)
Legal Range	13W
Legal Township	02N
Legal Section	21
Legal Subdivision	SUMMIT ESTATES
Legal Unit	3
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	2
Census Block	2004
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 SUMMIT DR, ALLEGAN, MI 49010-8627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit ALLEGAN COMMUNITY FCU
May 3, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2014 · Amount on Record
Deed Sale	Nov 7, 2014 · Amount on Record
Prior Sale	Nov 17, 2004 · Amount on Record
Deed Book / Page	3880 / 240
Prior Transfer Date	Apr 8, 2004
Prior Transfer Doc	2679000102
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	110 SUMMIT DR, ALLEGAN, MI 49010-8627
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SUMMIT DR, ALLEGAN, MI 49010-8627

Mortgage

Document Number	004795/767
Date	Sep 7, 2022
Book Page	4795/767
Instrument	2022017448

Lender

Name	ALLEGAN COMMUNITY FCU
Type	Credit Union
Address	ALLEGAN, MI 49010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	110 SUMMIT DR, ALLEGAN, MI 49010-8627
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SUMMIT DR, ALLEGAN, MI 49010-8627

Mortgage

Document Number	0004756/39
Date	May 3, 2022
Book Page	4756/39
Instrument	2022009109

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Apr 1, 2062

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,000 (+17.85%) Land $27,500 Building $73,500	$202,000 (+17.85%) Land $55,000 Building $147,000
2025	$3,122.00 (+12.42%)
2023		$85,700 Land $19,000 Building $66,700	$171,400 Land $38,000 Building $133,400
2022	$2,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1978–2013)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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