Montgomery County property record for 110 Stone Trace Dr, Mount Sterling, KY 40353
| Property Type | Restaurant |
|---|---|
| Details | 9,000 sqft · built 1997 |
| Lot Size | 2.49 acres (108,639 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $16,302 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-40-01-002.00 |
| Primary APN | 023-40-01-002.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,000 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Other |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Lot Area | 108,639 sqft (2.49 acres) |
| Cooling System | HVAC |
|---|
| Account Number | 650477 |
|---|---|
| Street Address | 110 STONE TRACE DR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9386 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | COMMERCIAL |
| Legal Description | SILVER CREEK / BLDG & LOT-2A PHASE I |
| Legal Subdivision | SILVER CREEK |
| Legal Phase | 1 |
| Legal Lot Number | 2A |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 920100 |
110 Stone Trace Dr, a commercial property, is owned by a company.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 307 HARTMANN DR, LEBANON, TN 37087-2519 |
| Owner Type | Company, Secondary Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000335156 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 110 Stone Trace Dr was $16,302.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,302.00 | $1,650,000 | $1,650,000 |
| 2023 | $16,170.00 | $1,650,000 | $1,650,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Stone Trace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Stone Trace Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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