110 Stone St, Smithville, TN 37166 Property Records

DeKalb County property record for 110 Stone St, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	1 ba · 856 sqft · built 2009
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Mar 2021)
Tax Bill	$388 (2022)
Deeds & Mortgages	May 2023 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021064J B 00901`

Property Details

APN / Parcel Number

Primary APN	`021064J B 00901`
Alternative APN	`064J B 00901`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	856 sqft Living Area
1st Floor Area	856 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	140 ft deep x 125 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	144 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	110 STONE ST
City	SMITHVILLE
State	TN
Zip	37166-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 9
Jurisdiction	DE KALB TN
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	920201

Owner

110 Stone St is owned and occupied by an individual who bought it in March 2021.

Source: DeKalb County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	110 STONE ST, SMITHVILLE, TN 37166-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage LEGACY HOME LOANS
Apr 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Apr 28, 2017 · Amount on File
Deed Document Number	196258
Deed Book / Page	487 / 828
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	110 STONE ST, SMITHVILLE, TN 37166-1006
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005490000000756
Date	May 15, 2023
Book Page	0000000549/0000000756
Instrument	209242

Lender

Name	PENNYMAC LOAN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Mar 1, 2021
Property Address	110 STONE ST, SMITHVILLE, TN 37166-1006
Document Number	0004870828
Book / Page	487 / 828
Instrument Date	Feb 18, 2021
Instrument	196258
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 STONE ST, SMITHVILLE, TN 37166-1006

Mortgage

Document Number	0004870000000831
Date	Mar 1, 2021
Book Page	0000000487/0000000831
Instrument	196259

Lender

Name	LEGACY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Apr 28, 2017
Property Address	110 STONE ST, SMITHVILLE, TN 37166-1006
Document Number	0004100165
Book / Page	000410 / 000165
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	Oct 9, 2017

Transaction

Amount	Amount on Record
Tax	$337.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SEATON DR SMITHVILLE TN 37166, SMITHVILLE, TN 37166

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Municipality	Smithville City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,425 Land $3,500 Building $18,925
2023		$22,425 (-) Land $3,500 Building $18,925
2022	$388.00	$22,425 Land $3,500 Building $18,925	$89,700 (-) Land $14,000 Building $75,700
2021			$89,700 Land $14,000 Building $75,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Stone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Stone St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures