110 Steven Dr, Troy, IL 62294 Property Records

Madison County property record for 110 Steven Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,742 sqft · built 1995
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2017)
Tax Bill	$4,386 (2013)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2017 Line of Credit + 2 more
APN	`09-2-22-09-15-401-026`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-15-401-026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	110 STEVEN DR
City	TROY
State	IL
Zip	62294-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK CREEK CROSSING LOT 14 52.57 X 141.95 IRR
Legal Subdivision	OAK CREEK
Legal Lot Number	14
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2012
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	110 STEVEN DR, TROY, IL 62294-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK IN STAUNTON
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE CO INC
Sep 8, 2017	Warranty Deed, Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	201730408
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	110 STEVEN DR, TROY, IL 62294-1864
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005490
Date	Feb 24, 2026
Instrument	2026R05490

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 23, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	110 STEVEN DR, TROY, IL 62294-1864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACTS AND TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010336
Date	Mar 29, 2017
Instrument	2017R10336

Lender

Name	FIRST NATIONAL BANK IN STAUNTON
Type	Bank
Address	STAUNTON, IL 62088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 30, 2024

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	110 STEVEN DR, TROY, IL 62294-1864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047536
Date	Dec 22, 2020
Instrument	2020R47536

Lender

Name	SUN WEST MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 8, 2017
Property Address	110 STEVEN DR, TROY, IL 62294-1864
Document Number	0000030408
Instrument Date	Aug 31, 2017
Instrument	30408
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ABSTRACTS AND TITLES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 STEVEN DR TROY IL 622941864, TROY, IL 62294-1864

Mortgage

Document Number	30409
Date	Sep 8, 2017
Instrument	30409

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,900 (+28.28%) Land $19,730 Building $92,170	$335,700 (+28.15%) Land $59,190 Building $276,510
2022		$87,230 Land $15,380 Building $71,850	$261,952 Land $46,186 Building $215,766
2013	$4,386.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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