110 Spruce St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 110 Spruce St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,950 sqft · built 1947
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$690,000 (Jul 2022)
Tax Bill	$8,634 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`69-59-5465`

Property Details

APN / Parcel Number

Primary APN	`69-59-5465`
Alternative APNs	`FRAM M:069 B:59 L:5465 U:000` `M:485.0 B:0001 L:0017.A` `F_675562_2939452` `12838`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,950 sqft Living Area
Gross Area	3,222 sqft
1st Floor Area	1,155 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12838
Street Address	110 SPRUCE ST
City	FRAMINGHAM
State	MA
Zip	01701-4350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SUDBURY RIVER PARK
Legal Block	59
Legal Lot Number	5465
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	2
Census Block	2003
Census Tract	383903

Owner

110 Spruce St is owned and occupied by an individual who bought it in July 2022.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	110 SPRUCE ST, FRAMINGHAM, MA 01701-4350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jun 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Book / Page	80438 / 321
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 15, 2022
Property Address	110 SPRUCE ST, FRAMINGHAM, MA 01701-4350
Document Number	080438-321
Book / Page	80438 / 321
Instrument Date	Jul 15, 2022
Instrument	108245
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SPRUCE ST, FRAMINGHAM, MA 01701-4350

Mortgage

Document Number	0000108246
Date	Jul 15, 2022
Instrument	108246

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	110 SPRUCE ST, FRAMINGHAM, MA 01701-4350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74926-152
Date	Jun 19, 2020
Book Page	74926/152
Instrument	96343

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	110 SPRUCE ST, FRAMINGHAM, MA 01701-4350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68853-84
Date	Feb 2, 2017
Book Page	68853/84
Instrument	19127

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 17, 2017
Property Address	110 SPRUCE ST, FRAMINGHAM, MA 01701-4350
Document Number	69614-108
Book / Page	69614 / 108
Instrument	111174
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SPRUCE ST, FRAMINGHAM, MA 01701-4350

Mortgage

Document Number	696140111
Date	Jul 17, 2017
Instrument	69614/0111

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 110 Spruce St was $8,634, up 2% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,634.00 (+1.96%)	$729,800 (+2.9%) Land $273,600 Building $456,200	$691,151 (-4.95%)
2025	$8,468.00 (+2.44%)	$709,200 (+6.9%) Land $260,600 Building $448,600	$727,130 (+0.98%)
2024	$8,266.00 (+3.73%)	$663,400 (+8.97%) Land $232,700 Building $430,700	$720,100
2023	$7,969.00	$608,800 Land $207,700 Building $401,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T.

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