110 Spruce Ave, Clever, MO 65631 Property Records

Christian County property record for 110 Spruce Ave, Clever, MO 65631 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 2008
Lot Size	0.229 acres (9,972 sqft)
Owner	2 Company Names on File
Tax Bill	$1,352 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-2-9-13`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-2-9-13`
Alternative APN	`09-0.4-20-002-009-013.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asbestos
Lot Area	9,972 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	110 SPRUCE AVE
City	CLEVER
State	MO
Zip	65631-6786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 WESTVIEW FIELDS PH 1
Legal Range	23W
Legal Township	27N
Legal Section	20
Legal Subdivision	WESTVIEW FIELDS PH 1
Legal Phase	1
Legal Lot Number	17
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2021
Census Tract	20102

Owner

Source: Christian County records · APN 9-0.4-20-2-9-13

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3611 PRAIRIE SAGE DR, NORWALK, IA 50211-9690
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES COMMUNITY BANK
Mar 02, 2026	Warranty Deed, Transfer
Sep 06, 2024	Warranty Deed, Transfer GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES
Mar 02, 2021	Warranty Deed, Transfer · Line of Credit PEOPLES COMMUNITY BANK
Jun 03, 2019	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2024
Deed Sale	Sep 06, 2024
Prior Sale	Mar 02, 2021 · Amount on Record
Deed Document Number	20249715
Deed Book / Page	2024 / 9583
Last Transfer Date	Feb 10, 2026
Transfer Doc	0202602323
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	110 SPRUCE AVE, CLEVER, MO 65631-6786
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202305692
Date	May 26, 2023
Book Page	2023/5692
Instrument	2023L05778

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank
Address	PIEDMONT, MO 63957

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 24, 2043

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 02, 2026
Property Address	110 SPRUCE AVE, CLEVER, MO 65631-6786
Document Number	0202602323
Book / Page	2026 / 2323
Instrument Date	Feb 10, 2026
Instrument	2026L02359
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3611 PRAIRIE SAGE DR, NORWALK, IA 50211-9690

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 06, 2024
Property Address	110 SPRUCE AVE, CLEVER, MO 65631-6786
Document Number	0202409583
Book / Page	2024 / 9583
Instrument Date	Sep 04, 2024
Instrument	2024L09715
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 3RD AVE, AUDUBON, IA 50025-1456

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 02, 2021
Property Address	110 SPRUCE AVE, CLEVER, MO 65631-6786
Document Number	0202103941
Book / Page	2021 / 3941
Instrument Date	Mar 01, 2021
Instrument	2021L03969
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1489 SMETZLETEIN, CLEVER, MO 65631

Mortgage

Document Number	2021L03970
Date	Mar 02, 2021
Instrument	2021L03970

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2041

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHRISTIAN MO
Property Address	110 SPRUCE AVE, CLEVER, MO 65631-6786
Document Number	0201907261
Instrument Date	Jun 03, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SPRUCE AVE CLEVER MO 656316786, CLEVER, MO 65631-6786

Mortgage

Document Number	0201907261
Date	Jun 13, 2019
Book Page	002019/007261
Instrument	7338

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Jun 12, 2046

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,352.00 (+8.25%)	$22,020 (+8.9%)	$115,900 (+8.93%) Land $25,000 Building $90,900
2024	$1,249.00
2023		$20,220	$106,400 Land $25,000 Building $81,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Christian County (29043C), updated November 1, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290430201022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Wisper ISP, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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