110 Spring St, Spencer, WV 25276 Property Records

Roane County property record for 110 Spring St, Spencer, WV 25276

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,238 sqft · built 1900
Lot Size0.176 acres (7,667 sqft)
OwnerIndividual Name on Record
Tax Bill$194 (2026)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN08-3-0207.0000

Property Details

APN / Parcel Number

Primary APN08-3-0207.0000
Alternative APNs
  • 44-08-0003-0207-0000
  • 4408 3020700000000
  • 44-08-3-0207.0000
  • 85607201

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,238 sqft Living Area
1st Floor Area1,768 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Construction TypeFrame
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions160 ft deep x 47 ft wide
TerrainLow
PorchPorch
Porch Area296 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number85607201
Street Address110 SPRING ST
CitySPENCER
StateWV
Zip25276-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 FAIRVIEW
Legal Lot Number26
JurisdictionROANE WV
Township / Civil DivisionII
Census Block Group4
Census Block4023
Census Tract963000

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 SPRING ST, SPENCER, WV 25276-1723
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE WV
Property Address110 SPRING ST, SPENCER, WV 25276-1723
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000339/448
DateApr 28, 2017
Book Page339/448
Instrument2141470
Lender
NamePOCA VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyRoane County
MunicipalitySpencer City
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194.00 (+4.3%)$17,460 (+5.82%) Land $3,240 Building $14,220$29,100 (+5.82%) Land $5,400 Building $23,700
2025$186.00 (+5.68%)$16,500 (+6.59%) Land $3,240 Building $13,260$27,500 (+6.59%) Land $5,400 Building $22,100
2023$176.00 (+1.73%)$15,480 (+2.38%) Land $3,120 Building $12,360$25,800 (+2.38%) Land $5,200 Building $20,600
2022$173.00$15,120 Land $3,120 Building $12,000$25,200 Land $5,200 Building $20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims23 (2000–2024)
Claims Outside the SFHA7 of 23
Most Recent ClaimApr 2024 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 2 claims
  • Severe Storms And Flooding, Jun 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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