Gaston County property record for 110 Spratt Dr, Mount Holly, NC 28120
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 1997 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,500 (May 2011) |
| Tax Bill | $1,749 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 14068 00128 |
| Primary APN | 14068 00128 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,764 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 88,862 sqft (2.04 acres) |
| Pool Area | 120 sqft |
| Porch | Porch |
| Porch Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 110 SPRATT DR |
|---|---|
| City | MOUNT HOLLY |
| State | NC |
| Zip | 28120-9007 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R1H |
| Legal Description | 14 068 001 28 000 |
| Legal Subdivision | MICHAEL LARRY CLONINGER SURV |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30207 |
110 Spratt Dr, a residential property, is owned and occupied by two individuals who bought it in May 2011.
Source: Gaston County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 SPRATT DR, MOUNT HOLLY, NC 28120-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Dec 11, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2011 · Amount on File |
| Deed Sale | May 4, 2011 · Amount on File |
| Prior Sale | Aug 30, 2002 · Amount on File |
| Deed Book / Page | 4561 / 543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 110 SPRATT DR, MOUNT HOLLY, NC 28120-9007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 110 SPRATT DR, MOUNT HOLLY, NC 28120-9007 |
| Document Number | 0053850892 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 5385/892 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 110 SPRATT DR, MOUNT HOLLY, NC 28120-9007 |
| Document Number | 0050940672 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 110 SPRATT DR MOUNT HOLLY NC 281209007, MOUNT HOLLY, NC 28120-9007 |
| Document Number | 0050940672 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 005094/000672 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2050 |
| Rate | 3.5% |
|---|
The 2026 property tax bill for 110 Spratt Dr was $1,749.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,749.00 | $245,090 (-) Land $25,970 Building $219,120 | |
| 2025 | $1,749.00 | $245,090 Land $25,970 Building $219,120 | |
| 2023 | $1,703.00 | $245,090 Land $25,970 Building $219,120 | |
| 2021 | $168,030 Land $21,800 Building $146,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Spratt Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Spratt Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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