110 Spencer Dr, Van Wert, OH 45891 Property Records

Van Wert County property record for 110 Spencer Dr, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,169 sqft · built 1900
Lot Size	0.219 acres (9,522 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Aug 2024)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-028040.0000`

Property Details

APN / Parcel Number

Primary APN	`12-028040.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	728 sqft
Upper Floors Area	588 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,522 sqft (0.219 acres)
Lot Dimensions	99 ft deep x 96 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	110 SPENCER DR
City	VAN WERT
State	OH
Zip	45891-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 3067 NPT VAN WERT 4
Legal Lot Number	3067
Jurisdiction	VAN WERT OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2026
Census Tract	20900

Owner

110 Spencer Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Van Wert County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 SPENCER DR, VAN WERT, OH 45891-2044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 18, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on File
Deed Sale	Aug 13, 2024 · Amount on File
Prior Sale	Feb 2, 2022 · Amount on File
Deed Document Number	20242547
Deed Book / Page	431 / 4072
Prior Transfer Date	Aug 17, 2017
Prior Transfer Doc	00405/0140
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Feb 2, 2022
Property Address	110 SPENCER DR, VAN WERT, OH 45891-2044
Document Number	00423/1359
Book / Page	423 / 1359
Instrument Date	Feb 2, 2022
Instrument	202200484
Transaction Type	Transfer
Record Updated	Feb 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SPENCER DR, VAN WERT, OH 45891-2044

Mortgage

Document Number	0202200485
Date	Feb 2, 2022
Instrument	202200485

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN WERT OH
Recording Date	Aug 18, 2017
Property Address	110 SPENCER DR, VAN WERT, OH 45891-2044
Document Number	00405/0140
Book / Page	405 / 0140
Instrument Date	Aug 17, 2017
Instrument	201700002902
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SPENCER DR, VAN WERT, OH 45891-2044

Tax Assessment & Valuation

The 2025 property tax bill for 110 Spencer Dr was $1,062, down 2.7% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Pleasant Township
Municipality	Van Wert City
Unified School District	Van Wert City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00 (-2.66%) Homeowner's exemption	$30,670 (-4.1%) Land $5,310 Building $25,360
2024	$1,091.00 (-3.54%) Homeowner's exemption	$31,980 (-) Land $5,310 Building $26,670	$87,640 (-4.59%) Land $15,170 Building $72,470
2023	$1,131.00 (+19.43%) Homeowner's exemption	$31,980 (+31.99%) Land $5,310 Building $26,670	$91,860 Land $15,170 Building $76,690
2022	$947.00 Homeowner's exemption	$24,230 Land $3,530 Building $20,700
2020			$69,230 Land $10,090 Building $59,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Spencer Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 110 Spencer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN WERT CITY serves 10,846 people · EPA ID OH8100611
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC.

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