110 Sound Side Dr, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 110 Sound Side Dr, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,717 sqft · built 2005
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$814,000 (Jan 2022)
Tax Bill$1,885 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jan 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN6375.14.43.2695000

Property Details

APN / Parcel Number

Primary APN6375.14.43.2695000
Alternative APNs
  • 111574
  • 56085

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,717 sqft Heated Area
Gross Area1,662 sqft
1st Floor Area24 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Exterior MaterialFiber Cement Siding
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions168 ft deep x 46 ft wide
PorchSlab
Porch Area410 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number56085
Street Address110 SOUND SIDE DR
CityATLANTIC BEACH
StateNC
Zip28512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL26 THE COTTAGE AT BAY RIDGE
Legal SubdivisionTHE COTTAGES AT BAY RIDGE
Legal Block43
Legal Lot Number26
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2024
Census Tract971103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2909 GREYSTONE DR, ROCKY MOUNT, NC 27804-7301
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Line of Credit
FIRST CAROLINA BANK
Jan 31, 2022Warranty Deed, Transfer · Closed-End Mortgage
FIRST CAROLINA BANK
Mar 25, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Prior SaleAug 26, 2005 · Amount on Record
Deed Document Number20221755157
Deed Book / Page1755 / 157
Prior Transfer DateMar 25, 2021
Prior Transfer Doc0017140141
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address110 SOUND SIDE DR, ATLANTIC BEACH, NC 28512
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 SOUND SIDE DR, ATLANTIC BEACH, NC 28512

Mortgage

Document Number0018700457
DateNov 10, 2025
Book Page1870/457
Instrument1870457
Lender
NameFIRST CAROLINA BANK
TypeBank
AddressROCKY MOUNT, NC 27804
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 4, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJan 31, 2022
Property Address110 SOUND SIDE DR, ATLANTIC BEACH, NC 28512
Document Number0017550157
Book / Page1755 / 157
Map ReferenceMB 30 PG 35
Instrument DateJan 24, 2022
Instrument1755157
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,628.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4205 DUNHAGAN RD, 4205, GREENVILLE, NC 27858-0690

Transferred To (Grantee/Buyer)

NameVerified Name
Address2909 GREYSTONE DR, ROCKY MOUNT, NC 27804-7301

Mortgage

Document Number0001755158
DateJan 31, 2022
Instrument1755-158
Lender
NameFIRST CAROLINA BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term133 Months
DueFeb 2, 2033

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARTERET NC
Recording DateMar 25, 2021
Property Address110 SOUND SIDE DR, ATLANTIC BEACH, NC 28512
Document Number0017140141
Book / Page1714 / 141
Map ReferenceMB 30 PG 35
Instrument DateMar 25, 2021
Instrument1714141
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address309 MOSS WAY # 4-103, 4-103, WASHINGTON, NC 27889

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAtlantic Beach Town
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$794,599 (-) Land $169,004 Building $625,595$794,599 (-) Land $169,004 Building $625,595
2025$1,885.00 (+16.79%)$794,599 (+70.41%) Land $169,004 Building $625,595$794,599 (+70.41%) Land $169,004 Building $625,595
2023$466,273 Land $85,000 Building $381,273$466,273 Land $85,000 Building $381,273
2022$1,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 526 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies962 units insured
incl. 436 condo units
Nearby Flood Claims155 (1996–2024)
Claims Outside the SFHA5 of 155
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 96 claims
  • Hurricane Irene, Sep 2011 · 29 claims
  • Hurricane Ophelia, Sep 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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