110 Somerville Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 110 Somerville Ave, Chattanooga, TN 37405

Property Summary

Property TypeOffice Building
Details48,434 sqft · built 1920
Lot Size1.6 acres (69,696 sqft)
OwnerCompany Name on Record
Last Sale$2,400,000 (Mar 2021)
Tax Bill$56,414 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135F F 008

Property Details

APN / Parcel Number

Primary APN135F F 008
Alternative APN
  • 0000060200

Interior

Stories2 Stories
Building Area48,434 sqft Total Area

Exterior

Year BuiltBuilt 1920
Exterior MaterialBrick
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeSteel Frame/Truss
Roof MaterialBuilt-Up Asphalt
Lot Area69,696 sqft (1.6 acres)
Lot Dimensions286 ft deep x 160 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number0000060200
Street Address110 SOMERVILLE AVE
CityCHATTANOOGA
StateTN
Zip37405-3346
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeM1
Legal DescriptionLT 2 DIVISION OF THE 3M CO PROPERTY PB40 PG6 0046 09 09
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1042
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address800 MARKET ST STE 215, 215, CHATTANOOGA, TN 37402-2682
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2024Deed of Trust, Mortgage · Commercial Mortgage
SOUTHEAST BANK
Mar 26, 2021Limited Warranty Deed, Transfer · Commercial Mortgage
SOUTHEAST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2021 · Amount on Record
Deed SaleMar 26, 2021 · Amount on Record
Deed Document Number2021032600072
Deed Book / Page12417 / 1
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address110 SOMERVILLE AVE, CHATTANOOGA, TN 37405-3346
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000094
DateFeb 2, 2024
Book Page13503/913
Instrument2024020200094
Lender
NameSOUTHEAST BANK
TypeBank
AddressPORTAL, GA 30450
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2021: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON TN
Recording DateMar 26, 2021
Property Address110 SOMERVILLE AVE, CHATTANOOGA, TN 37405-3346
Document Number0000000072
Book / Page12417 / 1
Map ReferenceMB 40 PG 6
Instrument DateMar 19, 2021
Instrument2021032600072
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

AmountAmount Recorded
Tax$8,880.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 MARKET ST STE 215, 215, CHATTANOOGA, TN 37402-2682

Mortgage

Document Number0000124174
DateMar 26, 2021
Instrument12417/4
Lender
NameSOUTHEAST BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,414.00 (+22.46%)$3,722,040 (+80.77%)$9,305,100 (+80.77%) Land $1,394,000 Building $7,911,100
2024$46,066.00 (+4.56%)$2,059,000 (+4.56%)$5,147,500 (+4.56%) Land $745,800 Building $4,401,700
2023$44,057.00 (+1,258.95%)$1,969,240 (+1,258.85%)$4,923,100 (+1,258.85%) Land $745,800 Building $4,177,300
2022$3,242.00$144,920$362,300 Land $97,000 Building $265,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims8 (1978–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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