110 Smith St, Middletown, CT 06457 Property Records

Middletown City property record for 110 Smith St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1959
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2026)
Tax Bill	$5,324 (2026)
Deeds & Mortgages	May 2026 Sale & Line of Credit Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:06 L:0295`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:06 L:0295`
Alternative APN	`R12556`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R12556
Street Address	110 SMITH ST
City	MIDDLETOWN
State	CT
Zip	06457-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	295
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3000
Census Tract	541302

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	634 THOREAU CIR, WINDSOR, CT 06095-4711
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Quit Claim Deed, Transfer · Line of Credit PROSPERITY HOME MORTGAGE
Mar 6, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 3, 2021	Warranty Deed, Transfer · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Mar 6, 2024 · Amount on Record
Deed Book / Page	2150 / 1
Transfer Doc	1688000341
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	May 20, 2026
Property Address	110 SMITH ST, MIDDLETOWN, CT 06457-1709
Document Number	00002150-1
Book / Page	2150 / 1
Instrument Date	May 18, 2026
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 THOREAU CIR, WINDSOR, CT 06095-4711

Mortgage

Date	May 20, 2026

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Mar 6, 2024
Property Address	110 SMITH ST, MIDDLETOWN, CT 06457-1709
Document Number	002092-461
Book / Page	2092 / 461
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002092463
Date	Mar 6, 2024
Instrument	2092/463

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Dec 3, 2021
Property Address	110 SMITH ST, MIDDLETOWN, CT 06457-1709
Document Number	002029-648
Book / Page	2029 / 648
Instrument Date	Nov 23, 2021
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SMITH ST, MIDDLETOWN, CT 06457-1709

Mortgage

Document Number	0002029651
Date	Dec 3, 2021
Instrument	2029/651

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,324.00 (+5.03%)	$150,470 (-) Land $63,890 Building $86,580	$339,619 (+222.44%)
2025		$150,470 (-) Land $63,890 Building $86,580	$105,329 Land $44,723 Building $60,606
2024	$5,069.00 (+5.47%)	$150,470 (-) Land $63,890 Building $86,580
2023	$4,806.00 (+21.46%)	$150,470 (+42.68%) Land $63,890 Building $86,580
2022	$3,957.00	$105,460 Land $40,350 Building $65,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, T-Mobile.

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