110 Smith Lake Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 110 Smith Lake Dr, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,810 sqft · built 1995
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$443,759 (Feb 2023)
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0782633`

Property Details

APN / Parcel Number

Primary APN	`R0782633`
Alternative APNs	`07-3965-32-1-02-01-0000` `0000804279`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft
Basement Area	946 sqft
Finished Basement	946 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	115,434 sqft (2.65 acres)
Terrain	Rolling
Garage Area	578 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Deck Area	685 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000804279
Street Address	110 SMITH LAKE DR
City	KALISPELL
State	MT
Zip	59901-7372
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SMITH VALLEY VIEW SUB, S32, T28 N, R22 W, LOT 1, ACRES 2.65, ASSR #0000804279
Legal Range	22W
Legal Township	28N
Legal Section	32
Legal Subdivision	SMITH VALLEY VIEW SUB
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1009
Census Tract	1702

Owner

Source: Flathead County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 SMITH LAKE DR, KALISPELL, MT 59901-7372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Apr 12, 2024	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 10, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONWIDE HOME LOANS INC
Oct 2, 2020	Warranty Deed, Transfer · Line of Credit GLACIER BANK
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	20232091
Prior Transfer Date	Mar 2, 2006
Prior Transfer Doc	0006609520
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	110 SMITH LAKE DR, KALISPELL, MT 59901-7372
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SMITH LAKE DR, KALISPELL, MT 59901-7372

Mortgage

Document Number	202500027045
Date	Dec 18, 2025
Instrument	202500027045

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	110 SMITH LAKE DR, KALISPELL, MT 59901-7372
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SMITH LAKE DR, KALISPELL, MT 59901-7372

Mortgage

Document Number	202400006078
Date	Apr 12, 2024
Instrument	202400006078

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Mar 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 10, 2023
Property Address	110 SMITH LAKE DR, KALISPELL, MT 59901-7372
Document Number	202300002091
Instrument Date	Feb 9, 2023
Instrument	202300002091
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 SMITH LAKE DR, KALISPELL, MT 59901-7372

Mortgage

Document Number	202300002092
Date	Feb 10, 2023
Instrument	202300002092

Lender

Name	NATIONWIDE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 2, 2020
Property Address	110 SMITH LAKE DR, KALISPELL, MT 59901-7372
Document Number	202000033095
Instrument Date	Oct 1, 2020
Instrument	202000033095
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6500 S QUEBEC ST STE 105, 105, ENGLEWOOD, CO 80111-4671

Mortgage

Document Number	202000033096
Date	Oct 2, 2020
Instrument	202000033096

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	110 SMITH LAKE DR, KALISPELL, MT 59901-7372
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900022076
Date	Sep 11, 2019
Instrument	201900022076

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kila Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,187.00 (-41.16%)	$655,500 (+19.07%)	$655,500 (+19.07%) Land $210,425 Building $445,075
2023	$3,717.00	$550,500	$550,500 Land $134,280 Building $416,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	50 / 10

May also be available: AT&T, CenturyLink.

Nearby Properties on Smith Lake Dr

Nearby Streets

All Kalispell, MT Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures