110 Seashell Ct, Panama City Beach, FL 32413 Property Records

Bay County property record for 110 Seashell Ct, Panama City Beach, FL 32413

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,029 sqft · built 2016
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$337,173 (Dec 2016)
Tax Bill	$3,449 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33830-292-000`

Property Details

APN / Parcel Number

Primary APN	`33830-292-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,029 sqft Heated Area
Gross Area	2,698 sqft
1st Floor Area	2,029 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	136 ft deep x 35 ft wide
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	496 sqft

Exterior Amenities

Porch	Porch
Porch Area	228 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	110 SEASHELL CT
City	PANAMA CITY BEACH
State	FL
Zip	32413-2769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCB14
Legal Description	SEACLUSION BEACH LOT 92 ORB 4514 P 1594
Legal Range	16W
Legal Township	03S
Legal Section	21
Legal Subdivision	SEACLUSION BEACH
Legal Lot Number	92
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	2
Census Block	2028
Census Tract	2711

Owner

Source: Bay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	110 SEASHELL CT, PANAMA CITY BEACH, FL 32413-2769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 6, 2016 · Amount on Record
Deed Sale	Dec 6, 2016 · Amount on Record
Prior Sale	Feb 18, 2016 · Amount on Record
Deed Document Number	0038551003
Deed Book / Page	003855 / 001003
Last Transfer Date	Jan 24, 2022
Transfer Doc	0045141594
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Jan 24, 2022
Property Address	110 SEASHELL CT, PANAMA CITY BEACH, FL 32413-2769
Document Number	0045141594
Book / Page	4514 / 1594
Map Reference	MB 15 PG 39
Instrument Date	Jan 14, 2022
Instrument	2022005220
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SEASHELL CT, PANAMA CITY BEACH, FL 32413-2769

Mortgage

Document Number	0045141597
Date	Jan 24, 2022
Instrument	4514/1597

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City Beach
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,449.00 (-7.85%) Homeowner's exemption	$354,218 (+5.99%)	$407,845 (+5.89%) Land $152,196 Building $255,649
2023	$3,743.00 (+16.5%) Homeowner's exemption	$334,209 (+8.08%)	$385,175 (+12.15%) Land $132,527 Building $252,648
2022	$3,213.00 Homeowner's exemption	$309,213	$343,440 Land $107,950 Building $235,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,288 units insured incl. 1,063 condo units
Nearby Flood Claims	6 (1998–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20