110 Saint Rd, Richlands, NC 28574 Property Records

Onslow County property record for 110 Saint Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,613 sqft · built 2008
Lot Size	0.351 acres (15,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2026)
Tax Bill	$1,370 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34C-10`

Property Details

APN / Parcel Number

Primary APN	`34C-10`
Alternative APNs	`489486000` `421878000` `490032844` `074137`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,613 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,298 sqft (0.351 acres)
Lot Dimensions	170 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490032844
Street Address	110 SAINT RD
City	RICHLANDS
State	NC
Zip	28574-5358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L7 S2 MEADOW OAKS
Legal Subdivision	MEADOW OAKS SEC 2
Legal Lot Number	7
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1002
Census Tract	204

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 SAINT RD, RICHLANDS, NC 28574-5358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · VA Mortgage PARAMOUNT MORTGAGE
Oct 3, 2022	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
	Deed of Trust, Mortgage
Aug 9, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Oct 3, 2022 · Amount on Record
Deed Book / Page	6632 / 144
Prior Transfer Date	Oct 21, 2010
Prior Transfer Doc	0034940389
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 10, 2026
Property Address	110 SAINT RD, RICHLANDS, NC 28574-5358
Document Number	6632000144
Book / Page	6632 / 144
Instrument Date	Jun 29, 2026
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$63,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SAINT RD, RICHLANDS, NC 28574-5358

Mortgage

Document Number	6632000148,
Date	Jul 10, 2026
Book Page	6632/148

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 3, 2022
Property Address	110 SAINT RD, RICHLANDS, NC 28574-5358
Document Number	0058470855
Book / Page	5847 / 855
Map Reference	MB 55 PG 172
Instrument Date	Sep 7, 2022
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 WESTERN BLVD STE 100, 300, JACKSONVILLE, NC 28546-6345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SAINT RD, RICHLANDS, NC 28574-5358

Mortgage

Document Number	0005847858
Date	Oct 3, 2022
Instrument	5847-858

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	110 SAINT RD, RICHLANDS, NC 28574-5358
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 9, 2022
Property Address	110 SAINT RD, RICHLANDS, NC 28574-5358
Document Number	0058120731
Book / Page	5812 / 731
Map Reference	MB 55 PG 172
Instrument Date	Jul 18, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 SAINT RD, 110, RICHLANDS, NC 28574-5358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 WESTERN BLVD, JACKSONVILLE, NC 28546-6340

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,370.00	$281,749 (+34.61%) Land $58,500 Building $223,249	$281,749 (+34.61%) Land $58,500 Building $223,249
2025	$1,370.00	$209,310 (-) Land $35,000 Building $174,310	$209,310 (-) Land $35,000 Building $174,310
2023	$1,370.00	$209,310 Land $35,000 Building $174,310	$209,310 Land $35,000 Building $174,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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