110 Saddle Surrey Rd, Coldspring, TX 77331 Property Records

San Jacinto County property record for 110 Saddle Surrey Rd, Coldspring, TX 77331

Property Summary

Property Type	Commercial
Details	1.5 ba · 1,750 sqft · built 2003
Lot Size	4.75 acres (206,997 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Oct 2023)
Tax Bill	$4,625 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1697-002-0400`

Property Details

APN / Parcel Number

Primary APN	`1697-002-0400`
Alternative APN	`55949`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Gross Area
1st Floor Area	1,750 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	206,997 sqft (4.75 acres)
Garage Type	Detached
Garage Area	784 sqft
Porch	Open Frame Porch
Porch Area	800 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1697-002-0400
Street Address	110 SADDLE SURREY RD
City	COLDSPRING
State	TX
Zip	77331-4368
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DIAMOND SIX ESTATES, LOT 39 - 41, ACRES 4.752
Legal Subdivision	DIAMOND SIX ESTATES
Legal Block	1
Legal Lot Number	39-41
Jurisdiction	SAN JACINTO TX
Township / Civil Division	POINT BLANK
Census Block Group	1
Census Block	1025
Census Tract	200301

Owner

110 Saddle Surrey Rd, a commercial property, is owned and occupied by two individuals who bought it in October 2023.

Source: San Jacinto County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 SADDLE SURREY RD, COLDSPRING, TX 77331-4368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Oct 12, 2023	Vendor's Lien, Transfer · Conventional Mortgage GROVES CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Jun 10, 2016 · Amount on File
Deed Document Number	20235879
Deed Book / Page	2023 / 30348
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Recording Date	Apr 10, 2026
Property Address	110 SADDLE SURREY RD, COLDSPRING, TX 77331-4368
Document Number	0000001930
Book / Page	2026 / 11099
Instrument Date	Apr 2, 2026
Instrument	20261930
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SADDLE SURREY RD, COLDSPRING, TX 77331-4368

Mortgage

Document Number	0000001930,
Date	Apr 10, 2026
Book Page	2026/11099
Instrument	20261930

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SAN JACINTO TX
Recording Date	Oct 12, 2023
Property Address	120 SADDLE SURREY RD, COLDSPRING, TX 77331-4368
Document Number	0020235879
Map Reference	VOL 6 PG 14
Instrument Date	Oct 2, 2023
Instrument	20235879
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SADDLE SURREY RD, COLDSPRING, TX 77331-4368

Mortgage

Document Number	0020235880
Date	Oct 12, 2023
Instrument	20235880

Lender

Name	GROVES CAPITAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 110 Saddle Surrey Rd was $4,625 with exemptions applied, up 2.6% from the year before.

Source: San Jacinto County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	San Jacinto County
Unified School District	Coldspring-Oakhurst Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,625.00 (+2.6%) Homeowner's exemption Senior Citizen's exemption	$358,149	$376,930 Land $71,280 Building $305,650
2024	$4,508.00
2023		$316,340 Land $71,280 Building $245,060	$316,340 Land $71,280 Building $245,060
2022	$3,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Saddle Surrey Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Saddle Surrey Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PB & SC WATER SUPPLY CORPORATION serves 2,163 people · EPA ID TX2040024
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	500 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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