110 S Walnut St, Springfield, KY 40069 Property Records

Washington County property record for 110 S Walnut St, Springfield, KY 40069

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,000 sqft
Lot Size	0.124 acres (5,405 sqft)
Owner	Company Name on Record
Last Sale	$158,000 (Jan 2019)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18J-052`

Property Details

APN / Parcel Number

Primary APN	`18J-052`
Alternative APN	`13881`

Interior

Units	4 Units
Stories	2 Stories
Building Area	4,000 sqft Total Area

Exterior

Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	5,405 sqft (0.124 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	13881
Street Address	110 S WALNUT ST
City	SPRINGFIELD
State	KY
Zip	40069-1174
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	APT BLDG
Jurisdiction	WASHINGTON KY
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1025
Census Tract	930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Springfield Main Street Historic District listed 2011 · 130 contributing resources · NRIS 11000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8085 N LORETTO RD, LORETTO, KY 40037-8073
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF KY
Jan 3, 2022	Deed, Transfer · Commercial Mortgage CENTRAL KENTUCKY FEDERAL SAVINGS BA
Jan 3, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Prior Sale	Nov 30, 2005 · Amount on Record
Deed Book / Page	359 / 710
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON KY
Property Address	110 S WALNUT ST, SPRINGFIELD, KY 40069-1174
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8085 N LORETTO RD, LORETTO, KY 40037-8073

Mortgage

Document Number	00M351/782
Date	Oct 8, 2025
Book Page	M351/782
Instrument	121643

Lender

Name	FIRST FEDERAL SAVINGS BANK OF KY
Address	340 W MAIN ST, DANVILLE, KY 40422

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 3, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Jan 3, 2022
Property Address	110 S WALNUT ST, SPRINGFIELD, KY 40069-1174
Document Number	00D373/346
Book / Page	D373 / 346
Instrument Date	Dec 23, 2021
Instrument	104184
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 68, BARDSTOWN, KY 40004-0068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8085 N LORETTO RD, LORETTO, KY 40037-8073

Mortgage

Document Number	000M318663
Date	Jan 3, 2022
Instrument	M318/663

Lender

Name	CENTRAL KENTUCKY FEDERAL SAVINGS BA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Jan 3, 2019
Property Address	110 S WALNUT ST, SPRINGFIELD, KY 40069-1174
Document Number	00359/0710
Book / Page	0359 / 0710
Instrument Date	Dec 28, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7512 CAMBRIDGE DR # 200, 200, CRESTWOOD, KY 40014-8940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 68, BARDSTOWN, KY 40004-0068

Tax Assessment & Valuation

Source: Washington County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Washington County
Municipality	Springfield City
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,432.00 (-4.02%)	$150,000 (-)	$150,000 (-)
2023	$1,492.00	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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