110 S Summit, Helena, AR 72342 Property Records

Phillips County property record for 110 S Summit, Helena, AR 72342

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,254 sqft
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Sep 2018)
Tax Bill	$283 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`704-02814-000`

Property Details

APN / Parcel Number

Primary APN	`704-02814-000`
Alternative APN	`21715`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,254 sqft Living Area
1st Floor Area	2,254 sqft
Flooring	Carpet

Exterior

Architectural Style	Mobile Home
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Driveway	Concrete Driveway
Driveway Area	288 sqft
Porch	Slab
Porch Area	68 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 S SUMMIT
City	HELENA
State	AR
Zip	72342-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1958 ADD. HAMILTON PLACE LOT 64
Legal Range	05E
Legal Township	02S
Legal Section	23
Legal Subdivision	1958 ADDITION HAMILTON PLACE
Legal Lot Number	64
Jurisdiction	PHILLIPS AR
Township / Civil Division	ST. FRANCIS
Census Block Group	2
Census Block	2012
Census Tract	480100

Owner

Source: Phillips County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 S SUMMIT, HELENA, AR 72342-2526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 5, 2018	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Aug 25, 2006 · Amount on Record
Deed Book / Page	2018 / 5919
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPS AR
Property Address	110 S SUMMIT, HELENA, AR 72342-2526
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB2019/3711
Date	Jun 13, 2019
Book Page	RB2019/3711

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2044

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPS AR
Property Address	110 S SUMMIT, HELENA, AR 72342-2526
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB2020/2573
Date	Apr 8, 2020
Book Page	RB2020/2573

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPS AR
Property Address	110 S SUMMIT, HELENA, AR 72342-2526
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	NC TITLE COMPANY, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB2021/1148
Date	Feb 8, 2021
Book Page	RB2021/1148

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHILLIPS AR
Recording Date	Sep 5, 2018
Property Address	110 S SUMMIT, HELENA, AR 72342-2526
Document Number	RB2018/5919
Book / Page	RB2018 / 5919
Map Reference	MB 372 PG 530
Instrument Date	Aug 14, 2018
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6896 SILVER MAPLE CV, MEMPHIS, TN 38119-5637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S SUMMIT, HELENA, AR 72342-2526

Mortgage

Document Number	RB20185923
Date	Sep 5, 2018
Instrument	RB2018/5923

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Phillips County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Phillips County
Municipality	Helena-West Helena City
Unified School District	Helena-West Helena School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$283.00 (-33.88%) Homeowner's exemption	$15,830 (-) Land $1,590 Building $14,240	$79,150 (-) Land $7,950 Building $71,200
2025	$428.00 (-25.95%) Homeowner's exemption	$15,830 (+2.73%) Land $1,590 Building $14,240
2024			$79,150 (+2.73%) Land $7,950 Building $71,200
2023	$578.00 (+3.58%) Homeowner's exemption	$15,410 (-) Land $1,590 Building $13,820	$77,050 (-) Land $7,950 Building $69,100
2022	$558.00 Homeowner's exemption	$15,410 Land $1,590 Building $13,820	$77,050 Land $7,950 Building $69,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	27 (1978–2005)
Claims Outside the SFHA	10 of 27
Most Recent Claim	Sep 2005 · Hurricane Katrina Evacuation
Claims by Event	Hurricane Katrina Evacuation, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SEWER serves 2,708 people · EPA ID AR0000419
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Apr 2026 No certified operator Jul 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: T-Mobile.

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