110 S Main St, Cochrane, WI 54622 Property Records

Buffalo County property record for 110 S Main St, Cochrane, WI 54622

Property Summary

Property Type	Single Family Home
Lot Size	0.241 acres (10,516 sqft)
Owner	2 Individual Names on File
Last Sale	$255,500 (Jul 2026)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`111-00089-0000`

Property Details

APN / Parcel Number

Primary APN	`111-00089-0000`
Alternative APN	`4000000 PVC05005007`

Exterior

Lot Area	10,516 sqft (0.241 acres)

Location & Zoning

Street Address	110 S MAIN ST
City	COCHRANE
State	WI
Zip	54622-7266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT OF VILLAGE OF COCHRANE LOTS 7, 8, 9 BLK 5
Legal Range	12W
Legal Township	20N
Legal Section	08
Legal Subdivision	ORIGINAL PLAT OF THE VILLAGE OF COCHRANE
Legal Block	5
Legal Lot Number	7,8,9
Jurisdiction	BUFFALO WI
Township / Civil Division	COCHRANE
Census Block Group	2
Census Block	2135
Census Tract	960400

Owner

110 S Main St is owned and occupied by two individuals who bought it in July 2026.

Source: Buffalo County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 S MAIN ST, COCHRANE, WI 54622-7266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ARCADIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on File
Deed Sale	Jul 7, 2026 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Document Number	2026290390
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO WI
Recording Date	Jul 7, 2026
Property Address	110 S MAIN ST, COCHRANE, WI 54622-7266
Document Number	0000290390
Instrument Date	Jun 30, 2026
Instrument	2026290390
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	HOMESTEAD LAND TITLE, HOMESTEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,416.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 S MAIN ST, COCHRANE, WI 54622-7266

Mortgage

Document Number	0000290391,
Date	Jul 7, 2026
Instrument	2026290391

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO WI
Recording Date	Jun 1, 2021
Property Address	110 S MAIN ST, COCHRANE, WI 54622-7266
Document Number	276056
Instrument Date	May 28, 2021
Instrument	276056
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	WESTERN WI TITLE SERVICES, WESTERN WISCONSIN TITLE SERV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	276057
Date	Jun 1, 2021
Instrument	276057

Lender

Name	ARCADIA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 110 S Main St was $1,934 with a homeowner's exemption.

Source: Buffalo County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Buffalo County
Municipality	Cochrane Village
Unified School District	Cochrane-Fountain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,934.00	$91,800 Land $15,000 Building $76,800	$149,400 Land $24,412 Building $124,988
2023	$1,672.00 (-2.39%) Homeowner's exemption	$91,800 (-) Land $15,000 Building $76,800	$125,600 (+8%)
2022	$1,713.00 Homeowner's exemption	$91,800 Land $15,000 Building $76,800	$116,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 110 S Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Flooding, Severe Storms And Tornadoes, Apr 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COCHRANE WATERWORKS serves 450 people · EPA ID WI6060226
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Nov 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cochrane Cooperative Telephone Company Fiber	1,000 / 1,000

May also be available: GigFire, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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