110 S Main St, Cherry Tree, PA 15724 Property Records

Indiana County property record for 110 S Main St, Cherry Tree, PA 15724

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,719 sqft · built 1909
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Dec 2022)
Tax Bill	$1,279 (2026)
Deeds & Mortgages	May 2019 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`14-005-109`

Property Details

APN / Parcel Number

Primary APN	`14-005-109`
Alternative APN	`00014938`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
Basement Area	1,065 sqft
Unfinished Basement	1,065 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00014938
Street Address	110 S MAIN ST
City	CHERRY TREE
State	PA
Zip	15724-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66X132 1 HO 1 GA
Jurisdiction	INDIANA PA
Township / Civil Division	CHERRY TREE
Census Block Group	2
Census Block	2029
Census Tract	960300

Owner

Source: Indiana County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 S MAIN ST, CHERRY TREE, PA 15724-9516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Dec 15, 2022	Deed, Transfer · USDA Mortgage NEIGHBORS BANK
Aug 8, 2018	Deed, Transfer JAMES R MCMULLEN ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	2022334213
Prior Transfer Date	Jun 10, 2005
Prior Transfer Doc	001503/087
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	110 S MAIN ST, CHERRY TREE, PA 15724-9516
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019300227
Date	May 9, 2019
Instrument	2019-300227

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	NORTHERN CAMBRIA, PA 15714

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 28, 2034

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Dec 15, 2022
Property Address	110 S MAIN ST, CHERRY TREE, PA 15724-9516
Document Number	2022334213
Instrument Date	Nov 3, 2022
Instrument	2022-334213
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	NOT AVAILABLE, ONE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S MAIN ST, CHERRY TREE, PA 15724-9516

Mortgage

Document Number	2022334214
Date	Dec 15, 2022
Instrument	2022-334214

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2052

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Aug 8, 2018
Property Address	110 S MAIN ST, CHERRY TREE, PA 15724-9516
Document Number	2018293889
Instrument Date	Aug 2, 2018
Instrument	2018-293889
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 SOOUTH MAIN ST, CHERRY TREE, PA 15724

Mortgage

Document Number	2018293890
Date	Aug 8, 2018
Instrument	2018-293890

Lender

Name	JAMES R MCMULLEN ETUX
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Indiana County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
Municipality	Cherry Tree Borough
Unified School District	Harmony Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,279.00 (+0.08%)	$75,300 (-) Land $10,000 Building $65,300	$75,300 (-) Land $10,000 Building $65,300
2025	$1,278.00 (-18.44%) Homeowner's exemption	$75,300 (-) Land $10,000 Building $65,300
2023	$1,567.00	$75,300 Land $10,000 Building $65,300
2015			$75,300 Land $10,000 Building $65,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1985–2024)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ICMSA CHERRY TREE serves 375 people · EPA ID PA5320007
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	16 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2020 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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