110 S Johnson St, Gaffney, SC 29340 Property Records

Cherokee County property record for 110 S Johnson St, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details1,410 sqft · built 1938
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$2,972 (Oct 2017)
Tax Bill$1,804 (2025)
Deeds & MortgagesJan 2023 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN028068-23-3

Property Details

APN / Parcel Number

Primary APN028068-23-3
Alternative APNs
  • 0990400060000 60241889
  • 099-04-00-060.000
  • 027884223

Interior

Stories1 Story
Building Area1,410 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialSiding
Lot Area5,227 sqft (0.12 acres)
Garage Area270 sqft
Parking Spaces1 Parking Space
PorchSlab

Location & Zoning

Street Address110 S JOHNSON ST
CityGAFFNEY
StateSC
Zip29340-3046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGF
Legal Description110 S JOHNSON ST QUIT CLAIM NAME CHG $10 KP
Legal TractCD
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group1
Census Block1076
Census Tract970201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Gaffney Residential Historic District
listed 1986 · 111 contributing resources · NRIS 86000601

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

110 S Johnson St is owned and occupied by an individual who bought it in October 2017.

Source: Cherokee County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Mailing Address110 S JOHNSON ST, GAFFNEY, SC 29340-3046
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 13, 2017Quit Claim Deed, Mortgage · Conventional with PMI
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2017 · Amount on File
Deed SaleOct 13, 2017 · Amount on File
Prior SaleAug 24, 2012
Deed Document Number20175011
Deed Book / Page98 / 589
Prior Transfer DateOct 5, 2017
Prior Transfer Doc0000980589
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address110 S JOHNSON ST, GAFFNEY, SC 29340-3046
Transaction TypeMortgage
Record UpdatedApr 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 S JOHNSON ST, GAFFNEY, SC 29340-3046

Mortgage

Document Number0001552742
DateJan 6, 2023
Book Page155/2742
Instrument202300000073
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term118 Months
DueNov 1, 2032

October 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCHEROKEE SC
Recording DateOct 13, 2017
Property Address110 S JOHNSON ST, GAFFNEY, SC 29340-3046
Document Number0000980589
Book / Page000098 / 000589
Instrument DateOct 5, 2017
Instrument5011
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 S JOHNSON ST GAFFNEY SC 293403046, GAFFNEY, SC 29340-3046

Mortgage

Document Number980594
DateOct 13, 2017
Book Page000098/000594
Instrument5012
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueOct 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 110 S Johnson St was $1,804.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,804.00$4,350 Land $480 Building $3,870$78,300 Land $8,000 Building $70,300
2023$1,723.00$4,350 Land $480 Building $3,870$78,300 Land $8,000 Building $70,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 S Johnson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 S Johnson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on S Johnson St

Nearby Streets

Search Property Records by Address or Parcel Number