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110 S Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 110 S Howeth St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,314 sqft · built 1920
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$123,700 (Jun 2021)
Tax Bill$2,810 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2110-012-00005

Property Details

APN / Parcel Number

Primary APN2110-012-00005
Alternative APN
  • 6300

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,314 sqft Living Area
Gross Area1,638 sqft
1st Floor Area1,314 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1960
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area5,502 sqft (0.126 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number2110-012-00005
Street Address110 S HOWETH ST
CityGAINESVILLE
StateTX
Zip76240-5018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURRIS; BLOCK 12; TR 5
Legal SubdivisionBURRIS
Legal Tract5
Legal Block12
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4001
Census Tract1100

Owner

Source: Cooke County records · APN 2110-012-00005

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address110 S HOWETH ST, GAINESVILLE, TX 76240-5018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
TEXAS STATE AFFORDABLE HSNG CORP
Jun 15, 2021Vendor's Lien, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Deed Document Number20215076
Deed Book / Page2426 / 91
Prior Transfer DateJun 09, 2021
Prior Transfer Doc2426/91
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address110 S HOWETH ST, GAINESVILLE, TX 76240-5018
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 S HOWETH ST, GAINESVILLE, TX 76240-5018

Mortgage

Document Number2426/117
DateJun 15, 2021
Book Page2426/117
Instrument2021-05078
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueJun 08, 2024

June 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateJun 15, 2021
Property Address110 S HOWETH ST, GAINESVILLE, TX 76240-5018
Document Number2426/91
Book / Page2426 / 91
Instrument DateJun 09, 2021
Instrument2021-05076
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 S HOWETH ST, 110, GAINESVILLE, TX 76240-5018

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 S HOWETH ST, GAINESVILLE, TX 76240-5018

Mortgage

Document Number202105077
DateJun 15, 2021
Instrument2021-05077
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,810.00 (+10.37%)$134,355 (+7.73%) Land $22,385 Building $111,970$134,355 (+7.73%) Land $22,385 Building $111,970
2024$2,546.00 (+3.5%)
2023$124,717 Land $20,350 Building $104,367$124,717 Land $20,350 Building $104,367
2022$2,460.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 26, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1989–2009)
Claims Outside the SFHA2 of 13
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims
  • Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Nortex Communications
Fiber		2,000 / 2,000
Optimum Communications
Cable		940 / 35
AMG Technology Investment Group
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
ElektraFi
Fixed Wireless		100 / 20

May also be available: Element8 Technology Investment Group.

Based on FCC filings for 480 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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