110 S Harkness St, Everson, WA 98247 Property Records

Whatcom County property record for 110 S Harkness St, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,892 sqft · built 1916
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$145,500 (Apr 2022)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`590361`

Property Details

APN / Parcel Number

Primary APN	`590361`
Alternative APNs	`400431 187534 0000` `139758` `553156`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,892 sqft Living Area
1st Floor Area	1,508 sqft
2nd Floor Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Architectural Style	Split Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	553156
Street Address	110 S HARKNESS ST
City	EVERSON
State	WA
Zip	98247-8246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	TR IN NE NW DAF-BEAP 540 FT W-215 FT S OF 1/4 COR ON N SEC SIDE-RUNNING TH S 55 FT-TH W 106.5 FT-TH N 55 FT-TH E 106.5 FT TO
Legal Range	04
Legal Township	40
Legal Section	31
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2043
Census Tract	10202

Owner

110 S Harkness St is owned and occupied by an individual who bought it in April 2022.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	110 S HARKNESS ST, EVERSON, WA 98247-8246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Feb 6, 2019	Grant Deed, Transfer SERVICELINK
Jul 11, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES
Aug 25, 2006	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Feb 6, 2019 · Amount on File
Deed Document Number	2022-0400944
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	110 S HARKNESS ST, EVERSON, WA 98247-8246
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801497
Date	Aug 21, 2023
Instrument	2023-0801497

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 8, 2022
Property Address	110 S HARKNESS ST, EVERSON, WA 98247-8246
Document Number	0000400944
Instrument Date	Apr 5, 2022
Instrument	2022-0400944
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,333.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S HARKNESS ST, EVERSON, WA 98247-8246

Mortgage

Document Number	0000400945
Date	Apr 8, 2022
Instrument	2022-0400945

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 6, 2019
Property Address	110 S HARKNESS ST, EVERSON, WA 98247-8246
Document Number	2190200423
Instrument Date	Jan 31, 2019
Instrument	200423
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$2,390.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1454 WILLEYS LAKE RD FERNDALE WA 982489774, FERNDALE, WA 98248-9774

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 11, 2018
Property Address	110 S HARKNESS ST, EVERSON, WA 98247-8246
Document Number	2180701051
Instrument Date	Jul 6, 2018
Instrument	701051
Transaction Type	Foreclosure
Record Updated	Jul 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	110 S HARKNESS ST, EVERSON, WA 98247-8246
Document Number	2170702966
Instrument Date	Aug 25, 2006
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	LIC S HARKNESS ST EVERSON WA 98247, EVERSON, WA 98247

Mortgage

Document Number	2170702966
Date	Jul 26, 2017
Instrument	702966

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 110 S Harkness St was $3,619.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,619.00	$393,282 Land $116,632 Building $276,650	$393,282 Land $116,632 Building $276,650
2022		$268,488 Land $116,340 Building $152,148	$268,488 Land $116,340 Building $152,148
2021	$2,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 S Harkness St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 units insured incl. 5 condo units
Nearby Flood Claims	123 (2020–2025)
Claims Outside the SFHA	6 of 123
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 S Harkness St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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