110 S Cherry Grove Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 110 S Cherry Grove Ave, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,316 sqft · built 1935
Lot Size	0.311 acres (13,530 sqft)
Owner	2 Individual Names on File
Last Sale	$1,135,000 (May 2025)
Tax Bill	$9,374 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-000-08419600`

Property Details

APN / Parcel Number

Primary APN	`06-000-08419600`
Alternative APNs	`6-000-08419600` `00008419600`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,316 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,530 sqft (0.311 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00008419600
Street Address	110 S CHERRY GROVE AVE
City	ANNAPOLIS
State	MD
Zip	21401-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 PT LT 33 ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	2
Legal Lot Number	32
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	706500

Owner

110 S Cherry Grove Ave is owned and occupied by two individuals who bought it in May 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-3630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 25, 2021	Deed of Trust, Mortgage · Construction Mortgage SEVERN SAVINGS BANK FSB
Jun 27, 2018	Deed, Transfer · Line of Credit FAIRFAX COUNTY FCU
Jun 15, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on File
Deed Sale	May 13, 2025 · Amount on File
Prior Sale	Jun 27, 2018 · Amount on File
Deed Book / Page	41317 / 468
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	110 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-3630
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	NORTHCO TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345890378
Date	May 15, 2020
Book Page	34589/378

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	110 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-3630
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	NORTHCO TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-3630

Mortgage

Document Number	0374240084
Date	Aug 25, 2021
Book Page	37424/84

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 27, 2018
Property Address	110 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-3630
Document Number	0322490289
Book / Page	32249 / 289
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTHCO TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-3630

Mortgage

Document Number	0032249312
Date	Jun 27, 2018
Instrument	32249/312

Lender

Name	FAIRFAX COUNTY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0322490297
Date	Jun 27, 2018
Book Page	32249/297

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	110 S CHERRY GROVE AVE, ANNAPOLIS, MD 21401-3630
Document Number	0310640286
Book / Page	031064 / 000286
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 S CHERRY GROVE AVE ANNAPOLIS MD 214013630, ANNAPOLIS, MD 21401-3630

Mortgage

Document Number	0310640286
Date	Jun 20, 2017
Book Page	031064/000286

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 110 S Cherry Grove Ave was $9,374.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,500 (+7.99%) Land $395,200 Building $311,300	$706,500 (-) Land $395,200 Building $311,300
2025	$9,374.00	$654,200	$706,500 Land $395,200 Building $311,300
2023	$7,328.00 Homeowner's exemption	$549,600 Land $340,500 Building $209,100	$549,600 Land $340,500 Building $209,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 110 S Cherry Grove Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 S Cherry Grove Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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