110 S C St, Duncan, OK 73533 Property Records

Stephens County property record for 110 S C St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,243 sqft · built 1950
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$7,500 (Mar 2008)
Tax Bill	$96 (2025)
Deeds & Mortgages	Nov 2016 Mortgage Mar 2008 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`24456`

Property Details

APN / Parcel Number

Primary APN	`24456`
Alternative APN	`1999-04-01S-07W-3-030-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24456
Street Address	110 S C ST
City	DUNCAN
State	OK
Zip	73533-7636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	04-1S-7W ADD TR BEG 360W 240S NE/C NENESW E150 S100 W150 N100 TO POB LESS TR BEG 360W & 240S NE/C NWNESW E150 S60.75 W150 N60.75 TO POB (ROBERT EARL CULBERSON & CHARLOTTE L CULBERSON-HUS/WF)
Legal Range	07W
Legal Township	01S
Legal Section	04
Legal Subdivision	N/A
Legal Block	1S
Legal Lot Number	L
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3026
Census Tract	600

Owner

110 S C St is owned and occupied by an individual who bought it in March 2008.

Source: Stephens County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	110 S C ST, DUNCAN, OK 73533-7636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2016	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Mar 17, 2008	Trustee's Deed, Foreclosure THE OPAS S LOWRY TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2008 · Amount on File
Deed Sale	Mar 17, 2008 · Amount on File
Deed Document Number	200878-1393
Deed Book / Page	3674 / 16
Prior Transfer Date	Mar 11, 2008
Prior Transfer Doc	003674/016
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	110 S C ST, DUNCAN, OK 73533-7636
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005209/034
Date	Nov 4, 2016
Book Page	5209/034
Instrument	2016-940879

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 3, 2021

March 2008: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEPHENS OK
Recording Date	Mar 17, 2008
Property Address	110 S C ST, DUNCAN, OK 73533-7636
Document Number	003674/016
Book / Page	3674 / 016
Instrument Date	Mar 11, 2008
Instrument	78-1393
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11.25
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	110 S C ST, DUNCAN, OK 73533-7636

Mortgage

Document Number	0000781394
Date	Mar 17, 2008
Instrument	78-1394

Lender

Name	THE OPAS S LOWRY TRUST
Type	Private Party

Agreement

Amount	Amount on Record
Term	27 Months
Due	Jun 1, 2010

Tax Assessment & Valuation

The 2025 property tax bill for 110 S C St was $96 with a homeowner's exemption, up 7% from the year before.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,212 (+2.98%) Land $152 Building $2,060	$20,110 (+3%) Land $1,384 Building $18,726
2025	$96.00 (+7%) Homeowner's exemption	$2,148 (-6.77%) Land $152 Building $1,996	$19,525 (-6.78%) Land $1,384 Building $18,141
2024	$12.00 (-90.91%) Homeowner's exemption	$2,304 (-12.03%) Land $152 Building $2,152	$20,946 (-12.98%) Land $1,384 Building $19,562
2023	$132.00 Homeowner's exemption	$2,619 Land $152 Building $2,467	$24,069 Land $1,384 Building $22,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 S C St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1982–2007)
Claims Outside the SFHA	2 of 8
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 S C St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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