110 S 3rd St, Beresford, SD 57004 Property Records

Union County property record for 110 S 3rd St, Beresford, SD 57004

Property Summary

Property Type	Commercial
Details	5,184 sqft · built 1966
Lot Size	0.298 acres (13,000 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (May 2020)
Tax Bill	$959 (2026)
Deeds & Mortgages	Jul 2012 Mortgage Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02.01.15.1020`

Property Details

APN / Parcel Number

Primary APN	`02.01.15.1020`

Interior

Stories	1 Story
Building Area	5,184 sqft Total Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Steel Frame
Roof Material	Composition Shingle
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Street Address	110 S 3RD ST
City	BERESFORD
State	SD
Zip	57004-2122
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 10-11-12-13 BLK 15 ORIG BERES CITY
Legal Subdivision	ORIGINAL
Legal Block	15
Legal Lot Number	10-13
Legal Unit	4
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2067
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 727, BERESFORD, SD 57004-0727
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2012	Deed of Trust, Mortgage · Commercial Mortgage FIRST SAVINGS BANK
Jul 30, 2025	Deed of Trust, Mortgage · Line of Credit FIRST PREMIER BANK
May 29, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST PREMIER BANK
Jul 6, 2018	Trustee's Deed, Foreclosure · Line of Credit CORTRUST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	20202322
Deed Book / Page	110 / 266
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	00108/0433
Record Updated	Oct 29, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	110 S 3RD ST, BERESFORD, SD 57004-2122
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00160/0706
Date	Jul 5, 2012
Book Page	160/0706
Instrument	123195

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	BERESFORD, SD 57004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 2, 2013

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	110 S 3RD ST, BERESFORD, SD 57004-2122
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S 3RD ST, BERESFORD, SD 57004-2122

Mortgage

Document Number	000186/471
Date	Jul 30, 2025
Book Page	186/471
Instrument	251705

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	4000 S SOUTHEASTERN AVE, SIOUX FALLS, SD 57103

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	May 29, 2020
Property Address	110 S 3RD ST, BERESFORD, SD 57004-2122
Document Number	000110/266
Book / Page	110 / 266
Instrument Date	May 26, 2020
Instrument	202322
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	821 S HIGHLAND AVE, 821, SIOUX FALLS, SD 57103-2240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SOUTH 31RD STREET, BERESFORD, SD 57004

Mortgage

Document Number	0000176539
Date	May 29, 2020
Instrument	176/539

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION SD
Recording Date	Jul 6, 2018
Property Address	110 S 3RD ST, BERESFORD, SD 57004-2122
Document Number	00108/0433
Book / Page	108 / 0433
Instrument Date	Jul 2, 2018
Instrument	182780
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	1ST DAKOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 S 11TH ST, BERESFORD, SD 57004-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S 3RD ST, BERESFORD, SD 57004-2122

Mortgage

Document Number	0000182781
Date	Jul 6, 2018
Instrument	182781

Lender

Name	CORTRUST BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$959.00	$57,010 (-) Land $37,992 Building $19,018
2025	$959.00 (+3.56%)	$57,010 (+19.04%) Land $37,992 Building $19,018
2024	$926.00 (+5.11%)
2023	$881.00 (-8.89%)	$47,890 Land $29,760 Building $18,130
2022	$967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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