110 S 2nd St, Roscommon, MI 48653 Property Records

Roscommon County property record for 110 S 2nd St, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,161 sqft · built 1933
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$48,400 (Jul 2006)
Tax Bill$827 (2025)
Deeds & MortgagesOct 2023 Refinance
Aug 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-707-003-0000

Property Details

APN / Parcel Number

Primary APN055-707-003-0000

Interior

Full Baths1 Bath
Building Area1,161 sqft Building Perimeter
1st Floor Area936 sqft
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Lot Area6,534 sqft (0.15 acres)
Garage Area1,000 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address110 S 2ND ST
CityROSCOMMON
StateMI
Zip48653-9033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-1046 P-1527&1537 (L-712P-175) 242 110 S SECOND ST LOT 3 BLK 7 ROBINSON'S PLAT OF THE VILLAGE OF ROSCOMMON.
Legal SubdivisionROBINSONS PLAT OF THE VILLAGE ROSCOMMON
Legal Block7
Legal Lot Number3
JurisdictionROSCOMMON MI
Township / Civil DivisionHIGGINS
Census Block Group2
Census Block2033
Census Tract970300

Owner

110 S 2nd St is owned and occupied by an individual who bought it in July 2006.

Source: Roscommon County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 634, ROSCOMMON, MI 48653-0634
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
VENTURE INSURANCE SVC
Aug 29, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
VENTURE INSURANCE SVC
May 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2006 · Amount on File
Deed SaleJul 19, 2006 · Amount on File
Deed Document Number20065992
Deed Book / Page1046 / 1537
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address110 S 2ND ST, ROSCOMMON, MI 48653-9033
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01185/1346
DateOct 3, 2023
Book Page1185/1346
Instrument202300006376
Lender
NameVENTURE INSURANCE SVC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address110 S 2ND ST, ROSCOMMON, MI 48653-9033
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001182/452
DateAug 29, 2022
Book Page1182/452
Instrument202200006666
Lender
NameVENTURE INSURANCE SVC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address110 S 2ND ST, ROSCOMMON, MI 48653-9033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1162/1265
DateMay 18, 2017
Book Page1162/1265
Instrument201700003868
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 110 S 2nd St was $827 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionHiggins Township
MunicipalityRoscommon Village
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,600 (+14.68%)$67,200 (+14.68%)
2025$827.00 Homeowner's exemption$29,300$58,600
2023$30,300$60,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 S 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ROSCOMMON
serves 1,075 people · EPA ID MI0005810
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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