Orange County property record for 110 Ruth St, Carrboro, NC 27510
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,175 sqft · built 2006 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Jun 2026) |
| Tax Bill | $7,928 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9778-75-1259 |
| Primary APN | 9778-75-1259 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,175 sqft Living Area |
| Gross Area | 3,672 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Porch |
| Porch Area | 248 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 110 RUTH ST |
|---|---|
| City | CARRBORO |
| State | NC |
| Zip | 27510-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 2 J ALLEN & ANDREA KNIGHT P91/85 |
| Legal Subdivision | PROPERTY/J ALLEN KNIGHT&ANDREA |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHAPEL HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10708 |
Source: Orange County records · APN 9778-75-1259
Assessment roll updated October 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8529 N IRONWOOD RESERVE WAY, TUCSON, AZ 85743-1074 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARCSTONE FINANCIAL INC |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 202630134415 |
| Deed Book / Page | 6917 / 830 |
| Prior Transfer Date | Apr 30, 2015 |
| Prior Transfer Doc | 5946537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Jun 05, 2026 |
| Property Address | 110 RUTH ST, CARRBORO, NC 27510-2251 |
| Document Number | 0030134415 |
| Book / Page | 6917 / 830 |
| Instrument Date | May 06, 2026 |
| Instrument | 202630134415 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8529 N IRONWOOD RESERVE WAY, TUCSON, AZ 85743-1074 |
| Document Number | 0030134416, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 202630134416 |
| Name | ARCSTONE FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 110 RUTH ST, CARRBORO, NC 27510-2251 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0066531103 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 6653/1103 |
| Instrument | 30019215 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Jan 15, 2020 |
| Property Address | 110 RUTH ST, CARRBORO, NC 27510-2251 |
| Document Number | 0066421080 |
| Book / Page | 6642 / 1080 |
| Map Reference | MB 91 PG 85 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 30014382 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $842.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 HARDENBROOK CT, CARY, NC 27519-8007 |
| Investor | Possibly a Property Investor |
| Document Number | 0066421082 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 6642/1082 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Orange County records · Assessment roll updated October 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Carrboro Town |
| County | Orange County |
| Unified School District | Chapel Hill-Carrboro Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,928.00 (+10.08%) | $569,000 (+34.01%) Land $233,800 Building $335,200 | $569,000 (+34.01%) Land $233,800 Building $335,200 |
| 2023 | $7,202.00 | $424,600 Land $157,300 Building $267,300 | $424,600 Land $157,300 Building $267,300 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Google Fiber.
Based on FCC filings for 188 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORANGE WATER & SEWER AUTHORITY serves 86,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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