110 Rustic Lake Dr, Colona, IL 61241 Property Records

Henry County property record for 110 Rustic Lake Dr, Colona, IL 61241

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,175 sqft · built 1977
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Apr 2018)
Tax Bill$5,374 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-33-378-002

Property Details

APN / Parcel Number

Primary APN02-33-378-002

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,175 sqft Living Area
1st Floor Area1,175 sqft
Basement Area1,175 sqft
Finished Basement1,175 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Construction TypeFrame
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions163 ft deep x 150 ft wide
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address110 RUSTIC LAKE DR
CityCOLONA
StateIL
Zip61241-9469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 86 RUSTIC LAKE EST 3RD ADD SW SEC 33 T18N R2E
Legal Range02E
Legal Township18N
Legal Section33
Legal SubdivisionRUSTIC LAKE EST 3RD ADD
Legal Block378
Legal Lot Number86
JurisdictionHENRY IL
Township / Civil DivisionHANNA
Census Block Group1
Census Block1006
Census Tract30203

Owner

110 Rustic Lake Dr is owned and occupied by an individual who bought it in April 2018.

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address110 RUSTIC LAKE DR, COLONA, IL 61241-9469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2017Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BANK
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
IH MISSISSIPPI VALLEY CU
Apr 24, 2018Grant Deed, Transfer · Conventional with PMI
IH MS VLY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2018 · Amount on File
Deed SaleApr 24, 2018 · Amount on File
Prior SaleMar 28, 2006 · Amount on File
Deed Document Number201820-1802217
Prior Transfer DateJul 21, 2005
Prior Transfer Doc0000006462
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address110 RUSTIC LAKE DR, COLONA, IL 61241-9469
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003780
DateJun 29, 2017
Instrument20-1703780
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressITASCA, IL 60143
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 16, 2047
Interest
Rate TypeAdjustable Rate
Rate4%
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address110 RUSTIC LAKE DR, COLONA, IL 61241-9469
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008349
DateDec 18, 2020
Instrument20-2008349
Lender
NameIH MISSISSIPPI VALLEY CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate
Rate2.12%

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENRY IL
Recording DateApr 24, 2018
Property Address110 RUSTIC LAKE DR, COLONA, IL 61241-9469
Document Number0000002217
Instrument DateApr 11, 2018
Instrument2217
Transaction TypeTransfer
Record UpdatedMay 29, 2018
Title CompanyGOMEZ TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address110 RUSTIC LAKE DR COLONA IL 612419469, COLONA, IL 61241-9469

Mortgage

Document Number2218
DateApr 24, 2018
Instrument2218
Lender
NameIH MS VLY CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 23, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 110 Rustic Lake Dr was $5,374 with a homeowner's exemption, up 3.4% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionHanna Township
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,374.00 (+3.39%) Homeowner's exemption$85,165 (+4.7%) Land $14,720 Building $70,445$255,495 (+4.7%) Land $44,160 Building $211,335
2024$5,198.00$81,342 Land $14,059 Building $67,283$244,026 Land $42,177 Building $201,849
2022$69,097 Land $11,943 Building $57,154$207,291 Land $35,829 Building $171,462
2021$4,035.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Rustic Lake Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims42 (1979–2017)
Claims Outside the SFHA6 of 42
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Rustic Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRUSTIC ACRES WATER ASSOCIATION
private · serves 260 people · EPA ID IL0735500
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.7 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Geneseo Communications Services
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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